Family Balance Sheet

DECEMBER 29, 2020

I found a lot of printable (pdf) budgets, but couldn’t find a spreadsheet that I liked. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Weekly Menu & Grocery List Planner (pdf).

Budgeting 130

Budgeting Budget Family Property Taxes 130

The Frugal Girl

FEBRUARY 18, 2024

When the weather is nice, we love to find outdoor spaces to explore. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. We spend a painful amount of money on groceries these days.

Kids and Family 184

Kids and Family Home and Garden Money Frugal 184

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Fortunately, we won’t be driving much.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. You can use your savings, investments or other sources.

Calculators 52

Calculators Debt Taxes Insurance 52

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Groceries. My grocery strategies: How to Save Money on Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree. Total your expenses.

Budgeting 133

Budgeting Budget Financial Goals Goals 133