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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. Years ago, April sent me into a panic and a scramble to find the funds. Don’t let that deter you.

Bills 130
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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. April is always a very expensive month for us.

Bills 100
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Pros and Cons of Paying Off Your Mortgage Early

Prairie Eco-Thrifter

You may have read conflicting stories about this; some experts say keep the mortgage, while others say get it paid off as quick as you can. Find Peace of Mind Peace of mind is another strong motivator towards getting the mortgage paid off. If you are in the speculative real estate market, your situation is different again.