Savings Corner

APRIL 4, 2024

Check with your current mortgage servicer, as well as national banks, credit unions, online mortgage lenders and possibly a mortgage broker to compare refinance rates and terms. Where do I find more information on mortgage refinancing? Make sure you get everything in writing, such as fees and interest rates.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

MAY 1, 2013

While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. Markets and economic conditions change as well. And what happens when you add in property taxes, utility, home insurance, and maintenance? Circumstances — And the Markets — Change.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

.” Those figures probably don’t include initial outlays for things such as a tarp to cover the boat when not in use; safety gear for all boat passengers; necessary electronics, such as GPS (so you don’t get lost), radio (to call for help) and sonar (to find those rocks and fish). Boating is fun.

Buy 100

Buy Buying Rent Recession 100

Prairie Eco-Thrifter

MAY 26, 2011

Go yell at the dog or find another way to blow off steam so you won’t be emotional when you call the assessor’s office. Review your assessments and taxes for the past few years – the information will usually be on your real estate property tax bill and/or receipt. Here is an example: [link].

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Prairie Eco-Thrifter

JUNE 5, 2012

How do you say no to a sibling’s request and still sleep well at night? She has not been able to pay the real estate property taxes on your parent’s house (which she inherited) and has come to you for help. What if your sibling just flat out refuses to do anything to support herself and wants you to do so for her?

Money 264

Money Sister Giving Brother 264

Family Balance Sheet

MAY 6, 2020

Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 24, 2023

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Consider options backed by the federal government.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Everything looked great on paper. Health Sharing Ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address. The future perk is your credit score could improve, allowing you to get a lower mortgage rate when you find your new home. A longer term will result in a lower monthly payment.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

SEPTEMBER 15, 2015

Find what you like and keep it. We had to give up a long and wide easement in our yard, lose a bunch of trees, AND pay more than $20,000 to pay the sewer bond as well as pay an ongoing charge for sewer usage. They feel they have to keep up with the times and avoid ‘outdated’ decor. You just can’t keep up.

Home 100

Home Washer and Dryer Do It Yourself Garage 100