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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. To read more about our experience, read How to Get a FREE Gym Membership. In 2013, our average monthly grocery spending was $635.

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8 Action Steps for a Frugal February!

Family Balance Sheet

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. 7 – Look for FREE entertainment.

February 130
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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals.

February 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

June 100
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Christmas Savings Club | August Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our grocery spending has crept up over that last several months and it was time to rein it back in.

August 100
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Grocery Budget Challenge | July & August

Family Balance Sheet

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Our grocery spending crept up to about $500 a month during the summer. Visit the previous Grocery Budget Challenge Meetings : January Meeting.

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Did you organize your refrigerator and pantry?

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