Family Balance Sheet

SEPTEMBER 14, 2011

I haven't embraced a paper-free lifestyle yet. Thanks, Celia! Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Thanks for reading. I still prefer a paper day planner over my google calendar. I prefer to read paper books over our e-reader. What is your method?

Paper 147

Paper Organic Organization Home Improvement 147

Saving With Shellie

JANUARY 5, 2011

ING Direct has brought back the free $50 promo that they offered last year. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. Click Get Started.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

Family Balance Sheet

JANUARY 3, 2012

We are very excited about the possibility of being completely debt-free and there are two things that have made it a possibility: (1) We made a very conscious decision 10 years ago to buy a house below our means and (2) we made a risky decision 18 months ago to convert our mortgage to a HELOC. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

JUNE 25, 2011

It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account. Thanks for reading. I divided that number by 12 and decided that was what we would set aside each month. Hit the Restart button. Develop a Christmas gift budget for each person or expense on your list.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Thank you, Susan!

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 24, 2012

For our personal tax returns, I keep an ongoing "Taxes" file for any paper work that we need to support our tax deductions, such charity receipts, Goodwill donations receipts, real estate and school tax statements, year-end statements for mortgage interest, student loan interest, interest-bearing checking and savings accounts.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. Let us know how you''re doing with your Christmas Savings Account in the comments. Thanks for reading.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

A cash Christmas equals: a stress-free Christmas. a "I don't have to worry, because I've saved money" Christmas. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month. January's Goal: Create your budget, divide by 11 and save your first month's goal.

2013 113

2013 Christmas Club January 113

Prairie Eco-Thrifter

MAY 15, 2013

Whether you put the savings in a savings account, splurge for an extra drink next time you are at a restaurant, or buy a bigger box of popcorn at the theatre, it’s important to give yourself a little bonus when you succeed at your goals. Make sure you keep your appliances clean and free of dust and crud.

Bills 202

Bills Conserving Energy DVD Players Toaster Ovens 202

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. Let us know how you''re doing with your Christmas Savings Account in the comments.

August 100

August Club Christmas Goals 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 22, 2011

When you are young and many years from considering retirement (and not earning much), it’s tough to save money. Aim to save about a year of your basic living expenses in a simple savings account (no risky investments here). Thank you Jason for participating and for your words or wisdom! Live simply.

Money 124

Money Personal Finance Consumerism Plumbing 124

Family Balance Sheet

MARCH 18, 2011

She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. Thanks for reading. This was literally the first conversation we have had about money. But should we have rules on what she can buy with her money? Do you have kids?

Money 138

Money Equal Grandfather Daughter 138

Family Balance Sheet

FEBRUARY 22, 2011

Take a deep breath, because with a well-funded emergency savings account, you're covered. BUT make it a priority to replenish the account as soon as you get your feet back on the ground. Are you having a hard time saving for your emergencies? Thanks for reading. Do you have an emergency fund?

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. It’s a word that we had always been afraid to use, and it was a word that would also set us free. We invest heavily into our retirement accounts and also into our kids’ college savings accounts. Take the Free Money Peach Budget. Chris Peach.

Debt 100

Debt Finds Debt Free Television 100

Saving Everyday

FEBRUARY 7, 2012

Ask and you shall receive Thanks to Jennifer at Meijer Madness for providing the Meijer matchups for us! Pay: As low as FREE. FREE Ocean Spray Cherry Juice wyb Cranberry Juice Drink Coupon. $1/2 on sale B1G1 Free. Savings go into a savings account that can be cashed out when you reach $5.00.

Meijer 49

Meijer Land o lakes Wish Bone Ocean Spray 49

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. free except for our mortgage. What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Everyday

MARCH 27, 2012

Final Price = Better than free! BONUS: Buy 4, Get 1 Kraft Natural Sliced Cheese FREE. $1/1 each wyb 4 + FREE cheese. Savings go into a savings account that can be cashed out when you reach $5.00. Thanks to Jennifer at Meijer Madness for providing the Meijer matchups for us! Use 1 - $0.75/1

Meijer 59

Meijer Land o lakes Raisin Bran Dannon 59

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Become hyper-focused on funding this account. You will be so thankful later.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

The Frugal Girl

MARCH 4, 2024

Now I wish those dollars had gone into our savings accounts. That’s followed closely by Thankful Thursdays because they always remind me to count my blessings. Alan’s Lifetime Senior National Parks Pass allows us free entry in the National Parks we love and provides a 50% discount on camping fees in federal campgrounds.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

APRIL 6, 2012

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. .” Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Coupons Do Work

JUNE 15, 2016

Also, fresh blueberries at this time too, is on sale for $1 to $2 less, thanks to it being summer in South America. National Dairy Month: Milk (also look for free milk Catalinas when you buy cereal promos), ice cream, cheese, butter, eggs, yogurt. Other Items on Sale: Tools, free donuts in honor of National Donut Day on June 5th.

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Saving Everyday

APRIL 3, 2012

Jell-O Gelatin Mix or Sugar Free $0.59. Savings go into a savings account that can be cashed out when you reach $5.00. Thanks to Jennifer at Meijer Madness for providing the Meijer matchups for us! . $1/2 Vlasic Product, exp. 5/31/12 (SS 04/01/12). $1/3 1/3 Vlasic Pickles Meijer Mealbox. and also use $1.50/2

Meijer 59

Meijer Birds Eye Toll House Vlasic 59

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. I'm closing the account and moving that money to my Christmas Savings account. Thanks for reading.

February 100

February Club Christmas Goals 100