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A Goal Without a Plan is Just a Wish

Family Balance Sheet

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. Our business was doing well and it seemed like the right time for us to buy. However a few years ago, we found ourselves with too much debt and not enough cash.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

Market value is determined using sales prices of comparable properties (same size, number of rooms, age, etc); cost of the actual property (if it sold recently); income potential for commercial property and other methods. Improvements (such as a new garage or patio) or deterioration (such as hail damage to your siding).

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Consider options backed by the federal government.

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How We Paid off Six Figures of Debt

Family Balance Sheet

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Everything looked great on paper. What could possibly go wrong?

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

As a child and teen, I painted (inside and out), mowed and trimmed, punched holes in concrete to install decorate iron railings, worked with hand and power tools and helped my parents do everything from putting up a garage to putting up storm windows. When I go to garage sales, I see folks selling nearly new home decorations for a pittance.

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