Prairie Eco-Thrifter

MAY 24, 2011

Guest Post Author Bio: Miles Walker is a freelance blogger who usually writes about car insurance over at Car Insurance Comparison.org. His recent review looked at where to get North Carolina car insurance. If prices fall back to normal levels, you may never be able to recoup the costs of the hybrid vehicle.

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Electric Car Cars Car Gasoline 162

Prairie Eco-Thrifter

JULY 4, 2012

Sure, your mind may go right to taking the subway or hailing a taxi, but there are many ways to make travel more sustainable and a lot less polluting. Doing so eliminates car payments, insurance bills, and maintenance costs. They are incredibly fuel-efficient, cheap to buy and insure, and emit way less pollution than automobiles do.

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Travel Making Transportation Gasoline 187

Prairie Eco-Thrifter

JULY 7, 2011

Insurance: Home insurance can be costly, but scrimping or going without cover could cost you heavily further down the line. Shop around and get a number of different home insurance quotes. By increasing the amount you would pay in the event of a claim (the excess) your home insurance premium should reduce.

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Money Money Saving Home Insurance 170

Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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Frugal June Flights CD 100

Saving Cents With Sense

JANUARY 16, 2014

Odometer tampering, for example, is on the rise—the Chicago Tribune reports that dishonest sellers and dealers are rolling back odometers with high mileage to much lower numbers, which means that your teen could end up with a vehicle that may have deteriorating or worn out parts. Know the Insurance Costs. Avoid Gas Guzzlers.

Cars 89

Cars Car Insurance Shopping 89

Prairie Eco-Thrifter

AUGUST 19, 2014

You may have to wait a little longer to see some of your entertainment, but that’s a big savings that you can take to the bank each month. Insurance Premiums. You might be surprised at how few people actually shop around for lower insurance premiums on a regular basis. Rethink Your Transportation.

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Saving Money Money Insurance Transportation 195

Prairie Eco-Thrifter

MARCH 14, 2012

If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. Increased auto insurance costs. Possible increased life insurance costs. When you speed, you have less control over your car.

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Insurance Tickets Life Insurance Gasoline 186

Prairie Eco-Thrifter

DECEMBER 20, 2012

It’s true that some may not be able to afford that trip to Paris they’ve been dreaming of, but they can afford to take their family on a vacation that doesn’t involve an inflatable pool in their backyard instead of a beach, and a Netflix marathon in lieu of a sightseeing tour. Your family may not have the time to take vacation time.

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Vacation Travel Insurance Airfare 202

Prairie Eco-Thrifter

OCTOBER 25, 2012

At this writing, we haven’t yet gotten the bill or insurance statement from our little trip to the ER, but I’m certain the news will not be good! They can exclude non-insured patients, are not required to provide care 24/7 and may utilize nurse practitioners or physicians assistants instead of actual doctors to provide the care.

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Insurance 2006 At&T Work 213

Saving Everyday

OCTOBER 3, 2023

Gas, food, coffee, accommodations, entertainment, and parking add up quickly, not to mention unforeseen expenses like things you may have forgotten from home. If you’re open to flying or driving, compare the cost of flights to the estimated cost of gas. Gas stations and airports are money traps! Pack lunch!

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Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

NOVEMBER 12, 2012

The expenses of gas, insurance, and repairs amount to a significant amount of money that doesn’t need to be spent. Imagine never being stuck in a traffic jam ever again, never circling campus looking for parking, and never pouring money away at the gas station. Avoid The Coffee Shop.

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College Saving Money Money Student 203

Savings Corner

DECEMBER 27, 2023

For others, it involves driving your car, and that means factoring in car repairs, gas, tolls and parking. For most people, the bulk of these costs are made up by insurance premiums, but if you’re uninsured — or are considering an area with few in-network providers — healthcare costs may play a role in where you decide to live.

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Calculators Tools Transportation Healthcare 52

Coupons Do Work

MAY 17, 2016

Present your report card at a Fannie May Store showing you received at least one A grade. Tesoro Gas Stations – Tesoro Gallons for Grades. Your School may participate in specific good-grade rewards programs. Start by telling your current insurance company that your child is a good student. OH & NoKY). Orange Leaf.

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Free Stuff 2016 Baskin Robbins Student 100

Prairie Eco-Thrifter

MARCH 16, 2011

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. Your state or province may be overbilling you for the cost of your personal property.

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Saving Money Money Insurance Property Taxes 124

Prairie Eco-Thrifter

JANUARY 27, 2013

However, carpooling may also benefit children in a number of ways.It’s easy to assume that they would be better off in a situation where they didn’t have to cram in with half a dozen other kids, but this simply isn’t the case. The result may be that they find your parenting style to be preferable to the practice of others.

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Kids Kids and Family Parenting Growing 188

Prairie Eco-Thrifter

JANUARY 30, 2013

You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week. Know where the turn-off valves are for your gas and water.

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Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. At a really low point in my financial life, I lent a friend $20 because she forgot her wallet.

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Money Credit Cards Credit Advantage 264

Saving Cents With Sense

JUNE 19, 2013

Consumers who already have an FHA loan can take advantage of their streamlined process while those with mortgages that aren’t currently backed by the FHA may have to take a longer path toward a refinance. If you’ve stopped going to the gym, it may be time to cancel your monthly membership. Reduce Your Energy Used.

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Budgeting Budget Las Vegas Bills 85

Penny Pinchin' Mom

FEBRUARY 16, 2024

It may even motivate you! It may be an inconvenience at first, but it will pay off in the long run. You are going to need gas, car insurance, and money for car maintenance and repair costs. I know this is sometimes easier said than done, but I don’t want you to be disappointed when your expectations are set too high.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

OCTOBER 31, 2012

Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). Her gas is turned off, she heats water in the kitchen to shower, and dries her clothes on the line. She charged up credit cards to buy food and clothing.

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Friends And Family Sale Taxes Insurance Money 189

Prairie Eco-Thrifter

OCTOBER 26, 2011

Offers like “Buy One, Get One Free” or “3 for 2” may look good on paper but before you load up your trolley, give yourself a reality check. As well as helping you to save money, you may well find that the difference is price-related rather than taste-related or quality related. Related posts: How to Save Money on Gas.

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Saving Money Money Saving Shopping 180

Saving Cents With Sense

FEBRUARY 28, 2014

You might have to share your house with your roommates but, depending on your location, it may be better than being stuck in a studio apartment on your own. Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. Read Up on Retirement Accounts.

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Parenting Economy Student Cars 81

Prairie Eco-Thrifter

MARCH 14, 2011

You would need to add in the cost of all necessary utilities like gas, electricity, telephone and water. Any housing related insurance fees and property taxes are also important to include. These things may make our lives a whole lot easier but they are not essential to living. Also, remove DSL and cable modem expenses.

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Money Property Taxes DSL Frugal Lives 159

Prairie Eco-Thrifter

AUGUST 17, 2017

Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Read up on what colleges may offer. Look especially for on campus recruiting and online job portals the college may offer to help place students. Time to find out. Failure to be smart about credit.

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College Graduation Used Points 133

Saving Everyday

SEPTEMBER 12, 2022

Buying generic will not only save you money, but you may even find new (and more affordable) products that you love! I call my cable, cell phone, and insurance companies and ask for a lower rate, and I don’t beat around the bush. More money-saving posts you may enjoy: Save on Fresh Produce. Nickels and dimes add up.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

NOVEMBER 6, 2014

Mom called herself a gypsy, because she liked to ‘go’ When Dad took off in their only car, she was always right there, purse in hand, ready to go with him, even if it was only to the hardware store or gas station! While you may get tense and have a few arguments (my family always did), your goal is to enjoy the ride.

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Travel Vacation Alaska Cars 167

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. You can do this with anything. You will need those lenders.

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Money Insurance Debt Bulk 52

For the Mommas

JULY 24, 2016

It’s not as hard as you may think to still enjoy a great life while living more frugally. You may be able to afford a larger house, but that doesn’t mean you should live in one. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. Batch your errands.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

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Personal Finance Finance Family Debt 240

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. You may not feel like doing this when you get home, but you’ll be so glad you did on a busy night when you need dinner quickly. He didn’t realize how much those mindless gas station stops were adding up. Find an alternative.

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Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. You may not feel like doing this when you get home, but you’ll be so glad you did on a busy night when you need dinner quickly. He didn’t realize how much those mindless gas station stops were adding up. Find an alternative.

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Groceries Grocery Food and Drink Saving 52

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. By May,the whole house will be clutter free and organized. Canadian Personal Finance Blog shares with us statistics on the inflation of gas and how hybrid options are needed. It is amazing the trends you can see if you keep good records.

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January 2010 Personal Finance Finance 124

Saving Everyday

MAY 5, 2011

My family loves Port Orleans Riverside , and since this may be our only trip this year, this is where we chose to go. You can also book the same room/ticket combination online as a Magic Your Way Package for just $982.26, with NO Trip Insurance (which I do not recommend). When comparing prices, I do it the old fashion way.

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Disney Friends And Family Sale Tickets Military 75

Prairie Eco-Thrifter

SEPTEMBER 12, 2011

A survey conducted by the MoneySupermarket.com car insurance division revealed that 65% of motorists will consider fuel economy and basic running costs the next time they purchase a new vehicle. This negates the advantage when it comes to purchasing a diesel Focus, but this may not be the case with other manufacturer’s offerings.

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Saving Money Cars Car Green 183

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

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Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

JANUARY 14, 2012

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. Personal Finance Journey : Should You Leave a Life Insurance Policy to Your Kids? Penge Snak!:

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Credit Cards Credit Finance Personal Finance 220

For the Mommas

JULY 10, 2016

You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Utilities- electricity, propane & gas, water & sewage. Transportation- car note, car insurance, maintenance, gas, etc.

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Budgeting Budget Insurance Homeowner Insurance 40