Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash, and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. You might already have this spreadsheet, since it’s free for joining my newsletter community.

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Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. Update business records.

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Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. This summit runs January 9-13, 2017 and consists of 15 workshops over those 5 days. Friday, January 13: 12 noon EST: Investing for (Early) Retirement.

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New Year's Debt Personal Finance Real Estate 100

Savings Corner

APRIL 4, 2024

For more information, please see our Insurance Disclosure. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate.

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Insurance Florida 2002 Home 52

Family Balance Sheet

JANUARY 20, 2023

I did achieve this goal and ended up calling it our Family Vital Information Binder. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. What We Won’t Give Up As audacious as our college savings goal is, we still want to enjoy our life.

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Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Today is the fourth meeting, but anyone can join at any time.

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April Club Christmas Goals 100

Savings Corner

DECEMBER 27, 2023

The lender looks beyond traditional borrower information like credit and income and reviews alternative data, like education and work history, to qualify borrowers. Payment history is the biggest factor that determines your credit score, so paying on time can give you a big boost. On-time loan payments build credit.

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Credit January Debt Credit Cards 52

Nicoles Nickels

JANUARY 6, 2012

On January 8th, you can help take care of American families everywhere – and your wallet! Johnson & Johnson Healthy Essentials is a savings pack that will be in your Sunday paper on January 8th, and for each coupon redeemed through January 15th, Johnson & Johnson will donate one meal to FEEDING AMERICA®, up to one million meals!

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Giveaway Splenda January Band-Aid 111

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Today is the third meeting, but anyone can join at any time.

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March Club Christmas Goals 100

Nicoles Nickels

JANUARY 27, 2012

o Take advantage of great savings on some of your favorite participating brands during the “Best Meals Happen at Home” event at Publix from January 26th through February 1st. o It would be great if you could share this info with your readers between January 26th and January 28th. Better Meals Happen at Home.

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Publix At Home Meals Giveaway 107

Nicoles Nickels

JANUARY 12, 2012

Purchase Information: at retailers nationwide, check out their website and manufacturer information. By using the Inkoos’ amazing washable markers, creative kids can draw, design and decorate their Inkoos into anything they imagine…then give them a spin in the washing machine, and design them all over again!

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Giveaway Cars Car Win 107

Nicoles Nickels

JANUARY 10, 2012

I trust iHome and feel good giving him an iHome product to use. Giveaway: The folks at iHome have graciously decided to give one (1) lucky Nicole’s Nickels winner the Phineas & Ferb headphones I got to try! Giveaway ends at 12:01 am on Tuesday, January 17, 2012. They are super cute and fun and he loves wearing them.

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Disney Giveaway Audio 2012 111

Nicoles Nickels

FEBRUARY 22, 2012

Fortunately, Oral-B is making it easier to maintain a healthy smile this year by offering a $20 mail-in rebate on select electric toothbrushes from January 29 until March 4. You can visit OralB.com to find more information, including the rebate form and participating retailers near you. Helps prevent and reverse gingivitis.

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Giveaway Mail In Rebate February Cleaning 111

Nicoles Nickels

JANUARY 2, 2012

Giveaway: The folks at Scotch Brite have graciously decided to give one (1) lucky Nicole’s Nickels winner a Scotch Brite botanical wipes canister to try! Giveaway ends at 12:01 am on Tuesday, January 10, 2012. For information on how to enter Rafflecopter Giveaways check out this post. a Rafflecopter giveaway.

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Giveaway Plants 2012 January 109

Couponing 101

JULY 22, 2019

Semi-annual sales occur in January and June. One of the easiest ways to sign up for mailing lists is to give the cashier your information at checkout. With the right strategies, you can save big while still enjoying all your favorite Bath & Body Works products. Stock Up During Sales. However, you can also sign up online.

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Bath and Body Works Work 2018 Advantage 61

For the Mommas

JANUARY 4, 2011

and remember, I only provide the information of whats available. Well, Dr. Oz is giving away 2,011 Nike Shoes tomorrow, January 4th, 2011. Reminder: this starts at 3pm EST … Note: I am sure this will be slow and hard to enter. Remember the prior Dr. Oz giveaways?

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Nike Shoes Giveaway January 81

Nicoles Nickels

JANUARY 27, 2012

Giveaway ends at 12:01 am on Tuesday, January 31, 2012. For information on how to enter Rafflecopter Giveaways check out this post. Containing all of the blood-soaked action, exotic sexuality, and villainy and heroism that has come to distinguish the series, the tale of Spartacus resumes in epic fashion.”

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Prizes Package Giveaway January 109

Nicoles Nickels

DECEMBER 27, 2011

Description of Product: “As you know, this time of year is filled with holiday parties, gift giving, time with friends and family, and lots of food. Giveaway ends at 12:01 am on Tuesday, January 3, 2012. For information on how to enter Rafflecopter Giveaways check out this post. Name of Product: Frito-Lay products.

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Frito lay Lays Giveaway Holiday 111

Nicoles Nickels

DECEMBER 26, 2011

Secure Protection — Hackers can’t get to your encrypted passwords and personal information.” The concept is a simple one – it stores all of your password information in one place and is the biggest timesaver I have used in 2011! Giveaway ends at 12:01 am on Tuesday, January 2, 2012. a Rafflecopter giveaway.

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Giveaway Software Florida January 79

Nicoles Nickels

DECEMBER 27, 2011

Giveaway: The folks at Petmate have graciously decided to give five (5) lucky Nicole’s Nickels readers each their own Squeakbottle toy! Giveaway ends at 12:01 am on Tuesday, January 3, 2012. For information on how to enter Rafflecopter Giveaways check out this post. a Rafflecopter giveaway.

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Giveaway Backyard Toys Dog 108

Nicoles Nickels

DECEMBER 28, 2011

” Review of Product: I love companies who give an extra bonus when you purchase and that’s exactly what Energizer did with these specially marked packages of batteries! Giveaway ends at 12:01 am on Tuesday, January 3, 2012. For information on how to enter Rafflecopter Giveaways check out this post.

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Giveaway Holiday Movies Rewards 110

Nicoles Nickels

JANUARY 24, 2014

Because Crest 3D White Whitestrips give you a brilliant smile, and the confidence to rock it, it’s only natural that they will be at this month’s Grammys to kick off the biggest night in music and help the stars prep for the occasion! For more information on Crest 3D White Whitestrips, please visit 3DWhite.com.

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Whitestrips Contest Crest Carpet 69

Nicoles Nickels

JANUARY 16, 2012

Giveaway: The folks at Vivendi Entertainment have graciously decided to give one (1) lucky Nicole’s Nickels winner their own copy of The Garfield Show: Dinosaurs and Other Animal Adventures DVD. Giveaway ends at 12:01 am on Tuesday, January 24, 2012. For information on how to enter Rafflecopter Giveaways check out this post.

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Dvd Giveaway Watches Goldfish 102

Nicoles Nickels

JANUARY 26, 2012

It is very well-written and really gives some awesome tips. The eating plan and recipes are also very informative and I have been able to get some great inspiration from this book! Giveaway: The folks at Fit Moms for Life have graciously decided to give one (1) lucky Nicole’s Nickels reader their own copy of Fit Moms For Life!

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Fitness Mom Giveaway Mother's 71

Nicoles Nickels

FEBRUARY 6, 2013

Purchase Information: You can fin Scope at Drugstores, mass and online retailers nationwide and ScopeMouthwash.com. Purchase Information: You can purchase them online at Scharffenberger.com. Purchase Information: You can purchase it online at ScharffenBerger.com. Purchase Information: Online at Drugstore.com.

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Giveaway Petsmart Scope Pets 111

Nicoles Nickels

NOVEMBER 27, 2012

We adults love giving and getting gifts too and here is a great selection of ideas for the adults on your list! Purchase Information: Drugstores nationwide, Amazon.com. Purchase Information: You can find our products at most major retailers, grocery stores and drug stores. Purchase Information: Drugstores nationwide.

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2012 Gifts Holiday Good Housekeeping 102

Nicoles Nickels

NOVEMBER 29, 2012

Purchase Information: Cherry Apple Twist flavor Tic Tac® mints can be purchased at select grocery, merchandiser and convenience stores. Purchase Information: www.optari.com. Wear em’, trade em’, or give them as gifts – the bright, boldly-colored Spikeletz are HOT right now! Purchase Information: www.CVS.com.

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Holiday 2012 Gifts Band-Aid 93

Nicoles Nickels

DECEMBER 30, 2011

I make him a fun tent on the couch to hang out in, give him the remote and rent some movies from the RedBox or Amazon that I think he will like. It’s hard to have a child who doesn’t live full-time with you but it’s easy to give special love to that child when is sick to make him super comfortable and better soon!

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Vicks Giveaway Couch Rent 108

Nicoles Nickels

JANUARY 13, 2011

When: Friday, January 14, 2011 from 8-9 PM EST. Why: To have great conversation and the chance to win some awesome prizes. I’ll have 10 copies of Family Game Night 3 to give away as well as a Wii! Make sure to read this post for more information. Here are the details: What: A Family Game Night 3 Twitter Party.

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Games Family Wii Prizes 66

Nicoles Nickels

JANUARY 3, 2012

Giveaway: The folks at Ivory have graciously decided to give three (3) lucky Nicole’s Nickels winners each their own 3 pack of Ivory bar soap! Giveaway ends at 12:01 am on Tuesday, January 10, 2012. For information on how to enter Rafflecopter Giveaways check out this post. a Rafflecopter giveaway.

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Giveaway Consumer Mom Women 104

Nicoles Nickels

JANUARY 17, 2012

Giveaway: The folks behind the app have graciously decided to give five (5) lucky Nicole’s Nickels readers their own download of “The Animals Have Escaped” App! Giveaway ends at 12:01 am on Tuesday, January 24, 2012. For information on how to enter Rafflecopter Giveaways check out this post.

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Giveaway Education January 2010 73

Nicoles Nickels

NOVEMBER 28, 2011

Purchase Information: online from Kidlandia. Purchase Information: online at Little Tikes and at retailers nationwide. Purchase Information: at retailers nationwide. Purchase Information: at retailers nationwide. Purchase Information: online at Mumoocie. Purchase Information: at Toys R Us nationwide.

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Giveaway Gifts Holiday Kids and Family 108

Nicoles Nickels

NOVEMBER 14, 2011

National Taste Test, January 2011 (products included in test were Silk Vanilla Soymilk, Silk Light Vanilla Soymilk, and Silk Pure Almond Vanilla Almondmilk.). For information on how to enter Rafflecopter Giveaways check out this post. Switch to Silk and start every morning with a good-for-you breakfast that tastes delicious too.

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Silk Milk Cereal Giveaway 106

Nicoles Nickels

JANUARY 2, 2011

They say that how you make guacamole can lead to information about your inner personality! They also give recipes according to your guac style which is very cool. Make sure to visit the page between December 28, 2010 and January 28, 2011 and take the quiz.

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Sweepstakes Quiz Prizes 2010 45

Nicoles Nickels

JANUARY 20, 2012

Giveaway: The folks at Tarnish Tamer have graciously decided to give one (1) lucky Nicole’s Nickels reader three (3) packs of drawstring pouches and two (2) packs of strips. Giveaway ends at 12:01 am on Tuesday, January 24. For information on how to enter Rafflecopter Giveaways check out this post.

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Giveaway Jewelry Cleaning Re-use 85

Nicoles Nickels

JANUARY 25, 2012

Giveaway: The folks at The Fuller Brush Company have graciously decided to give one (1) lucky Nicole’s Nickels reader the assortment of products reviewed in this post. Giveaway ends at 12:01 am on Tuesday, January 31, 2012. For information on how to enter Rafflecopter Giveaways check out this post.

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Giveaway Kansas Cleaning Home 102

Family Balance Sheet

SEPTEMBER 13, 2017

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Our monthly share (think: a premium) started at $343 in January. So far, the ministry has been working seemlessly.

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2017 Health Insurance September Insurance 100