Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

NOVEMBER 14, 2011

I don't remember why we waited so long, but we took on a house renovation project in December and planning for that threw me for a loop. Toys-R-Us made it easy a few weeks ago when they sent their catalog to my home along with a coupon. My goal is to enjoy the season and leave the scrambling to the breakfast table.

Christmas 127

Christmas Making Catalog Renovation 127

Prairie Eco-Thrifter

MARCH 10, 2013

Have a goal, develop a plan and use it to make your choices – the ones that lead to moving your plan forward. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Weigh the choice of staying where you are, choosing other homes or home types.

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We also have some renovations that we need to cash flow. | Our goal is to have everything funded by the summer. “Setting a goal is not the main thing.

Debt 100

Debt Money Emergency Fund Goals 100

Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Based on those benchmarks, here is our guide to the best mortgage refinance lenders in 2024.

Refinancing 40

Refinancing Bank Banking Credit 40

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

SEPTEMBER 21, 2015

But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. I analyzed both our business and our home expenses, created a budget, and made a plan for every dollar that was coming in and out. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

APRIL 2, 2022

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Fun @ Home: Host a backyard S’mores party. Fun & Budget-Friendly Summer Activities in Central PA – Welcome to my home state!

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Koupon Karen

JANUARY 15, 2024

Embarking on a home remodeling project can seem daunting, especially when considering the potential costs. However, with a careful approach and thoughtful planning, you can effectively remodel your home without breaking the bank. It could become a game room, a home theater, a workout space, or even an extra bedroom.

Saving Money 52

Saving Money Money Home Renovation 52

Family Balance Sheet

MAY 6, 2020

But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I was an avid reader of Dave Ramsey’s books for years and we even took his home study course, but we still ended up in this position.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 25, 2023

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. A down payment is the cash you pay upfront to make a large purchase, such as a home. A 10% down payment on a $350,000 home would be $35,000. But how much of a down payment do you really need?

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Financially speaking, he focuses on building the business and I focus on managing our home and finances.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133