Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. My monthly goal is $100. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. How did I do in July? Sell your unused gold.

Club 100

Club Christmas July August 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Our monthly goal is $100.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. How did I do in August? Thanks for reading.

August 100

August Club Christmas Goals 100

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. 1st Update in June 2014. Our 2019 Financial Goal. We can now move on to other financial goals. 1 – Save a starter Home Emergency Fund. 2 – Increase business emergency savings.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 19, 2011

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts.

Office 159

Office Organic Organization Friends And Family Sale 159

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. The first thing you should determine when making a financial plan is your goals. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Create Milestones.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. May & June Meeting. March Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! I haven’t cashed out since June of 2011 woohoo! See my review HERE.

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

FEBRUARY 9, 2018

That changed on Saturday, June 25, 2017 when one of my children started complaining. We hit our Annual Household Portion (think: deductible) in June, so all of the medical bills after that point were paid by other members’ shares. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113