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Christmas Savings Club | August Meeting

Family Balance Sheet

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. September Assignments: 1.

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Our 2023 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. I spent about $870/month on groceries. Track our Success!

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. The grocery category is the easiest one to reduce. I list tons of ideas: How to Slash Your Grocery Spending . They will be helpful.

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