Remove Grocery Spending Remove Home Remove Landscaping Remove Renovation
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. – Food: groceries, meals out, school lunches.

Budgeting 133