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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

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Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. Groceries. I talk a lot about grocery spending on this blog.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? If you do not know the answer, then there is a good chance you are over spending. The easiest way to reduce your grocery spending is to plan your meals.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. 23 – Flip your thrifty finds.

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10 Smart Ways to Become Debt Free

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Maureen saved hundreds by tracking her spending to see where she was blowing money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. Brian suggests you track your spending for 2-3 months so you get an idea of where every dollar is going.

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