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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

And his hours at the Y fit into his and our family’s schedule well. In 2013, our average monthly grocery spending was $635. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family.

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Our 2023 Financial Goals

Family Balance Sheet

In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense.

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Grocery Budget Challenge | September & October

Family Balance Sheet

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Well for starters, I completely forgot to write a September update–ha! Well for starters, I completely forgot to write a September update–ha!

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget.

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25 Ways to Find Money for Your Emergency Fund

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Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 18 – Teach your skills.

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Lots of possibilities and many opportunities. And 2015 is no different.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” Deacon, from Well Kept Wallet , says, you need to map out a step by step plan to make your goals happen. Make it visual.