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How to Start a Budget (and be successful at it!)

Family Balance Sheet

The grocery category is the easiest one to reduce. I list tons of ideas: How to Slash Your Grocery Spending . This workbook of 9 Microsoft Excel spreadsheets includes: Family Balance Sheet – A one page snapshot of all your accounts. 31 Days to Find $1000 – I was able to find over $1000 with these ideas.

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