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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Food: groceries, meals out, school lunches. The grocery category is the easiest one to reduce. Sample Budget Calendar.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. Groceries. I talk a lot about grocery spending on this blog. Do you pay for water ?

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5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective.

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