article thumbnail

Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Thrifting'

Thrifting 100
article thumbnail

5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. It saves us $67 a month.

Budgeting 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Put the money saved into your emergency fund.

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. But the truth is, we have the money.

article thumbnail

Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending. You will not only save yourself money, but also time. Dining Out.

Budgeting 100
article thumbnail

Ten Paper Products To Cross Off Your Grocery List | Kitchen Economics Link Up

Family Balance Sheet

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. Use plastic store bags for trash bags. Even though we try to use cloth grocery bags, we still end up with some plastic.

article thumbnail

10 Smart Ways to Become Debt Free

Family Balance Sheet

Maureen saved hundreds by tracking her spending to see where she was blowing money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. Every penny she saved went to paying down debt. Tracy used cash for her spending categories.

Debt Free 100