Family Balance Sheet
DECEMBER 29, 2020
Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, insurance, etc. This is a 12-month spreadsheet.
Savings Corner
DECEMBER 27, 2023
Home prices, property taxes and monthly rents vary from state to state, city to city, town to town and even neighborhood to neighborhood. Food: Weekly trips to the grocery store can add up, especially if food costs are high where you live. Bureau of Labor Statistics, the largest bill consumers pay each month is for housing.
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The Frugal Girl
FEBRUARY 18, 2024
While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. We spend a painful amount of money on groceries these days. We rented at first, but the rental situation in our new town was poor.
Savings Corner
DECEMBER 25, 2023
An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. You can use your savings, investments or other sources.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. Our only spending going forward will be for essentials, such as our mortgage, utilities, groceries, our Medi-Share premium , and fuel for the cars.
Family Balance Sheet
JUNE 22, 2020
We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Groceries. ” By planning our meals and grocery list, I am able to maintain our grocery budget and still eat very well.
Family Balance Sheet
JUNE 8, 2018
Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Food: groceries, meals out, school lunches. Some items are fixed and are recurring each month, but other things are variable (change month to month) such as groceries, heating/cooling, clothing, restaurants.
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