Savings Corner

DECEMBER 24, 2023

All of your retirement accounts are included as assets in your net worth calculation. That includes 401(k)s, IRAs and taxable savings accounts. Net worth calculator A smart view of your financial health Get a quick read on how you’re set up to meet expenses and money goals. Want us to do it for you?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. But it is SO important to take the time to learn how one affects the other.

Taxes 100

Taxes Education Re-use Tools 100

Family Balance Sheet

SEPTEMBER 14, 2011

Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Auto - I keep sub-file for each vehicle with the loan information or deed and service receipts. Major Category: Legal Documents - I have sub-files for marriage and birth certificates, passports, and will.

Paper 147

Paper Organic Organization Home Improvement 147

Family Balance Sheet

JANUARY 19, 2011

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics.

Office 159

Office Organic Organization Friends And Family Sale 159

Saving Cents With Sense

JANUARY 24, 2012

I was raised with frugal parents that tried to install in me proper money management and even though I always paid off everything on time, I never managed to save money. Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Prairie Eco-Thrifter

JANUARY 19, 2014

In fact, I was drinking more than two per night, as well as some rum and eggnogs, mulled wine , and other alcoholic drinks that were wholly unnecessary for my health. I have not put a dime into my savings accounts for over a month. During the holidays, I most definitely did consume more than two glasses of wine per week.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Prairie Eco-Thrifter

JULY 30, 2012

Arrange for your savings amount to be automatically deposited into a savings account. This means accommodation, food, utility bills, basic clothing and health care. Getting your debts paid off, or under control, is a good saving strategy because it’s saving you dead money which we call interest.

Debt 202

Debt Budgeting Budget Finance 202

Savings Corner

DECEMBER 25, 2023

Current retirement savings: Enter the total current balances of all your retirement savings accounts, including 401(k) plans, individual retirement accounts (IRAs) and any other accounts earmarked for retirement. Monthly contribution: This is the amount you save for retirement each month.

Calculators 52

Calculators Taxes Money Free 52

Prairie Eco-Thrifter

JUNE 22, 2014

Save your ‘savings’ You aren’t saving money if you spend less on something and buy something else with the ‘savings’! Bank the money you save into your savings account to legitimately call it saving. Don’t sell the farm (don’t kill the golden goose).

Money 217

Money Mom Credit Cards Bank 217

Coupons Do Work

SEPTEMBER 15, 2016

University credit unions often offer free checking and savings accounts without any monthly fees to students. By setting up your checking account at your local credit union, you can be in your way to building a strong financial foundation and be eligible for a line of credit in the near future. Health Insurance.

Student 100

Student College Freebies Insurance 100

Prairie Eco-Thrifter

MAY 1, 2012

Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. Gee, it mounts up quickly!” Bobbi started cooking at home instead of always dining out. “I

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

FEBRUARY 9, 2018

Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business. Please take the time to read these posts for perspective: Why We Left Traditional Health Insurance – includes all of our numbers and options. Medi-Share: Our first year.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

MARCH 4, 2015

Don’t damage your health by taking on voluntary debt if it will stress you out. Then invest the difference between the minimum and the max somewhere to earn a higher rate than you are being charged. To manage debt wisely: Ask yourself if you will be able to sleep at night if you take on this debt. What tolerance do you have for risk?

Debt 100

Debt Used Money IBM 100

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Using a car, savings account or other asset as collateral may get you a lower rate. Information in this table applies only to lenders with maximum APRs below 36%.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

OCTOBER 18, 2019

We switched to a health sharing ministry that helped reduce our monthly premiums. Start Additional Savings Accounts. We have several things that we want to start saving for, such as a car replacement fund, some home repairs/updates, a new camper, and travel. We limited our dinners out. We cut our gym memberships.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

OCTOBER 30, 2012

1 Oral-B Pulsar, 3D White, Pro-Health, Complete, or (2) Indicator or Cavity Defense Toothbrushes 10/28/2012 P&G Insert (exp 11/30/2012). 1 Oral B Pulsar, 3 D White, Pro-Health or Complete or $0.50/2 The savings will come off your total automatically at the register. each wyb 3. Oral-B Cavity Defense Toothbrush – $1.00.

Kroger 45

Kroger Nashville Pillsbury 2012 45

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Everyday

NOVEMBER 13, 2012

Crest Pro Health Toothpaste, 6 oz – $1.99 On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register.

Kroger 49

Kroger General Mills Philadelphia Cream Cheese Betty Crocker 49

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? And I’m talking about all forms of insurance, from health to life and even home insurance. These are small loans you can easily pay off in no time, keeping your credit score and rating positive while also keeping you out of debt and your bank account in check.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 22, 2013

If you’re already barely living from check to check, your credit rating is really low and you don’t have a lot of money in your checking on savings account, you may want to wait before having a child. Do I Have Health Care Insurance? . What’s My Living Situation? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Family Balance Sheet

MARCH 17, 2017

Health insurance is a touchy subject and everyone has a different point of view depending on their own life experience. For us, health insurance became a thorn in our side many years ago when I left a corporate job with benefits for a life of self-employment. An affordable, biblical alternative to health insurance.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Nicoles Nickels

JULY 25, 2013

It is also covered under Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). MyAllergyTest is available nationwide at Walmart, Walgreens, and Meijer in the pharmacy’s diagnostic kit section for a suggested retail price of $49.95. For more information, visit www.myallergytest.net.

At Home 110

At Home Giveaway Home Ocean Spray 110

Coupons Do Work

JUNE 15, 2016

Winter Health: Cold medicines, vitamins, cough syrup. Kids’ Health Items for National Childhood Obesity Awareness Month : Healthy foods for kids, prepackaged kids’ health lunches and snacks, lunch boxes, kids’ first aid supplies. Other Items on Sale: Tea, bedding during Winter White Sales, calendars, discount gift cards.

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

For the Mommas

JULY 10, 2016

Setting a budget is important for your financial health. This is where having a savings account comes in handy. Couponing is a great start (you do use coupons, right?) but there are many others things you can do to help with your finances. 6 Steps to Creating a Budget You Can Stick To. Step #6: Track your actual expenditures.

Budgeting 40

Budgeting Budget Insurance Homeowner Insurance 40

Saving Everyday

APRIL 15, 2013

Health & Beauty. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register. Cantaloupe $1.68.

Kroger 40

Kroger Betty Crocker Tide Chef Boyardee 40

Family Balance Sheet

FEBRUARY 25, 2013

The good news is that my husband is trying to improve his nutrition and health and in the month of February started a whole foods cleanse. The good news is that my husband is trying to improve his health and nutrition. I'm closing the account and moving that money to my Christmas Savings account.

February 100

February Club Christmas Goals 100

Saving Everyday

APRIL 4, 2013

Health & Beauty. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register. 3/31/13 (P&G 03/03/13).

Kroger 53

Kroger Pop Tarts Chef Boyardee Hunts 53

Saving Everyday

APRIL 8, 2013

Health & Beauty. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register. 4/27/13 (SS 02/24/13). $1/1

Kroger 45

Kroger Campbells Betty Crocker Cheerios 45