Family Balance Sheet

APRIL 11, 2020

This includes Christmas savings, extra mortgage payment, clothing, hobbies, anything frivolous, and sadly, contributions to charities and our retirement will also be paused. Are you working from home? Are you working in the front lines of this crisis? Budget items we are temporarily stopping for now: EVERYTHING ELSE!

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

SEPTEMBER 9, 2014

What are your hobbies? That’s one of my hobbies.) Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. When’s our debt free date now that I sent in that $1000 from that extra work?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 19, 2014

What are your hobbies? We have always loved to travel and do missions work for our church. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. Daniel was working a lot of hours while we paid off our debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

FEBRUARY 7, 2012

That’s why it’s so important to find a profitable hobby. In most lines of work, Fridays are the easiest, most enjoyable days. A lot of people like the luxury of accomplishing things at home without the pressure of thinking about work. It’s no secret that the majority of people dislike employment. Think about it.

Vacation 221

Vacation Economical Birthday Fridays 221

Family Balance Sheet

AUGUST 4, 2014

What are your hobbies? We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Couponing 101

MAY 29, 2020

Even small children can make a special drawing or card, while older kids might work on more advanced projects. Share in His Favorite Hobbies. Whatever the dad in your life loves doing, try to come up with ways that the family can participate in his favorite hobbies. Suggest He Sleep In. Maybe he’s a whiz in the kitchen.

Father 59

Father At Home Home Kids and Family 59

Family Balance Sheet

NOVEMBER 4, 2022

What are your hobbies and/or skills? Fortunately, my parents live nearby and my mom never charged us (whew–thanks, mom), but we have close friends who don’t have family nearby and would LOVE a gift of free babysitting. Give an afternoon (or two) of yard work. Private Lessons. Some ideas: Do you play an instrument? Babysitting.

Christmas 130

Christmas Gifts Home and Garden Flowers and Gifts 130

Family Balance Sheet

MARCH 18, 2015

What are your hobbies? For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay. Were there arguments during the time you were working on your debt? Tell us about you and your family.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Saving In Akron

DECEMBER 9, 2011

Thanks Your Retail Helper ! Bath & Body Works – 20% off purchase Exp 12/11. Bath & Body Works – 20% off purchase Exp 12/11. Bath & Body Works – Free item w/$10 purchase Exp 12/24. Hobby Lobby – 40% off regular priced item Exp 12/10. Why pay full price when you don't have to?

Stride Rite 124

Stride Rite Old Navy Office Hallmark 124

Saving In Akron

FEBRUARY 10, 2012

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Bath and Body Works 113

Bath and Body Works JC Penneys Sears Hallmark 113

Saving In Akron

JANUARY 6, 2012

Thanks Your Retail Helper ! Bath & Body Works – $10 off $40 Exp 1/15. Hobby Lobby – 40% off regular priced item Exp 1/7. Why pay full price when you don't have to? Ace Hardware – Facebook Exclusive Free bucket with $25 purchase Exp 1/31. Children's Place – 15% off purchase Exp 1/9.

Stride Rite 124

Stride Rite Sears Old Navy Hardware 124

Saving Everyday

SEPTEMBER 12, 2022

Read on for strategies we use that really work! From an early age, my Dad instilled in us the value of hard work and living within your means. Find what works for you and just start ! Check your hobbies. Hobbies are fun, but they can be very expensive. Even though I cook for a living, it’s also very much a hobby.

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 27, 2023

What is your ideal work environment? Whatever your field of expertise, starting a consulting business is a great way to make a sizable income while working on your own terms. As an independent marketing professional, you can work with small businesses who don’t have the in-house bandwidth to execute their marketing plans.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 4, 2015

What are your hobbies? He now works as an architect, and I do some freelance from home now that we have kids. That’s about it for hobbies, as our little ones are 1 and 3. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 13, 2016

What are your hobbies? Drew works full time for Department of Defense. Farrah works part time for Department of Defense. We love church and missions work. It’s been busy with the babies and so much work/income that hobbies lately have been sleeping (if we can) and traveling. We are from Cincinnati, OH.

Debt 100

Debt Debt Free Finds Home 100

Saving In Akron

NOVEMBER 25, 2011

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Stride Rite 124

Stride Rite Old Navy Big Lots Hardware 124

Saving In Akron

MARCH 23, 2012

Thanks Your Retail Helper ! Bath & Body Works - Free Signature Collection Item w/$10 purchase Exp 4/1. Hobby Lobby - 40% off regular priced item Exp 3/24. Then you'll want to take advantage of these great printable, In-Store Coupons you can use to save some extra cash. Why pay full price when you don't have to?

JC Penneys 100

JC Penneys Old Navy Michael's March 100

Saving In Akron

FEBRUARY 4, 2011

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JC Penneys 154

JC Penneys Bath and Body Works Stride Rite Old Navy 154

Family Balance Sheet

NOVEMBER 5, 2014

What are your hobbies? Were there arguments during the time you were working on your debt? If you can talk about your finances every week and have a plan that you are working on together, there shouldn’t be a lot of tension. Who handles the day-to-day finances in your home or do you work on it equally? Where are you from?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Saving In Akron

AUGUST 5, 2011

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JC Penneys 100

JC Penneys Old Navy Michael's Office 100

Saving In Akron

JANUARY 20, 2012

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JC Penneys 113

JC Penneys Pottery Barn Old Navy Office 113

Saving In Akron

JULY 29, 2011

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JC Penneys 124

JC Penneys 7-Up Old Navy Hobby 124

Saving In Akron

JANUARY 13, 2012

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JC Penneys 113

JC Penneys Sears Old Navy Office 113

Saving In Akron

JANUARY 27, 2012

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JC Penneys 124

JC Penneys Old Navy Office Hardware 124

Saving In Akron

DECEMBER 30, 2011

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JC Penneys 124

JC Penneys Sears Old Navy Office 124

Family Balance Sheet

OCTOBER 6, 2014

Too often we only think about goals in January, but today we’re going to work on new financial goals. Long distance running is now a hobby and my training is a habit. Thanks for supporting Family Balance Sheet. We altered his principles though to reflect our lifestyle. Is it to pay off your house? And you know what?

Financial Goals 113

Financial Goals Goals Finance Organic 113

Saving In Akron

AUGUST 19, 2011

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JC Penneys 113

JC Penneys Old Navy Michael's Hardware 113

Saving In Akron

SEPTEMBER 30, 2011

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JC Penneys 124

JC Penneys Vera Bradley Old Navy Michael's 124

Saving In Akron

JANUARY 14, 2011

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Bath and Body Works 124

Bath and Body Works JC Penneys Babies R Us Old Navy 124

Family Balance Sheet

MARCH 6, 2012

My husband and I have worked through our differences about money over the last 12 years. For us, it's not always possible to find some child free time on the weekends and when the kids finally get to bed at night, we're usually in a brain fog from a long day at work. Work through disagreements civilly and move forward.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

SEPTEMBER 20, 2016

What are your hobbies? My husband is an extremely hard worker as he works and goes to school full time. My husband is an extremely hard worker as he works and goes to school full time. He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. And so was the second one.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

What are your hobbies? I am a stay at home mom and freelance marketer and my husband works in the construction industry. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Were there arguments during the time you were working on your debt?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2015

What are your hobbies? . I work full time in IT and my wife works part time in retail. Were there arguments during the time you were working on your debt? Once we all understood what debt free meant for our family it was easy to work toward it. Stop accumulating new debt immediately and begin working on your plan.

Debt 100

Debt Credit Cards Debt Free Credit 100

Saving In Akron

MARCH 16, 2012

Thanks Your Retail Helper ! Bath & Body Works - Free Signature Collection Item w/$10 purchase Exp 4/1. Hobby Lobby - 40% off regular priced item Exp 3/17. Then you'll want to take advantage of these great printable, In-Store Coupons you can use to save some extra cash. Why pay full price when you don't have to?

JC Penneys 100

JC Penneys Old Navy Bath and Body Works Sears 100

Saving In Akron

SEPTEMBER 2, 2011

Thanks Your Retail Helper ! Bath & Body Works – Free Signature Collection Body Care Item w/any $10 purchase Exp 9/6. Hobby Lobby – 40% off regular priced item Exp 9/3. Why pay full price when you don't have to? Aeropostale – $10 off $50 Exp 9/18. Barnes & Noble – 15% off one item Exp 9/5.

JC Penneys 124

JC Penneys Old Navy Michael's Charlotte 124

Family Balance Sheet

JANUARY 21, 2015

What are your hobbies? It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Funny how that works. Were there arguments during the time you were working on your debt? So I work the budget and spreadsheets. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100