Prairie Eco-Thrifter

AUGUST 10, 2014

Even though many of us grumble about paying insurance premiums, the reality is that insurance is necessary for many of us. Insurance is designed to help us cover the costs associated with replacing expensive assets. Whether or not you need insurance depends on your particular situation. What Do You Own? Covering Yourself.

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Insurance Life Insurance Health Insurance United States 193

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money.

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Insurance Homeowner Insurance Discount Home 40

Savings Corner

DECEMBER 23, 2023

As you draw closer to your golden years, getting long-term care insurance (LTCI) can be a smart decision to ensure peace of mind and financial stability for both you and your loved ones. Start early: The sooner you start evaluating your long-term care insurance options, the better.

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Insurance Life Insurance Health Care Family 52

Prairie Eco-Thrifter

NOVEMBER 13, 2019

Are you paying too much for insurance? Don’t be surprised if you are because about two-thirds of adults pay more than they need to for life, auto, health and home coverage. Making sure you’re covered for damage to your home is not only a wise move but is required in situations where your asset is financed by a bank.

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Insurance Identity Theft Life Insurance Discount 113

Prairie Eco-Thrifter

JANUARY 16, 2012

However, the particularly American dream of owning a home should still be achievable. The first thing to think about when buying a house (aside from the emotional considerations of making a home) is always the financial aspect. The Definition of Mortgage Insurance. The Definition of Mortgage Insurance.

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Insurance Home Buy Buying 185

Prairie Eco-Thrifter

MARCH 9, 2015

One of the items that many entrepreneurs overlook when they get started is insurance. When you’re starting a business, it doesn’t seem important to worry overmuch about insurance. However, it’s important to be aware of some of the realities of insurance as an entrepreneur. Business Use of Your Home.

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Insurance Health Insurance Life Insurance United States 100

Prairie Eco-Thrifter

APRIL 3, 2012

Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other types of insurance such as travel insurance may make us think twice. Why should we spend more just to have insurance we might not even need? Advantages of Travel Insurance.

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Insurance Travel Buy Buying 222

Prairie Eco-Thrifter

JULY 22, 2012

Have you ever felt like buying insurance was the biggest ripoff ever? What is umbrella liability insurance? This type of policy sits on top of your auto or home insurance policy, covering more of your potential liability in case of an accident or other action resulting in legal proceedings against you – hence the name umbrella.

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Insurance Life Insurance Cars Car 188

Prairie Eco-Thrifter

SEPTEMBER 17, 2013

I’ve found that one of the most annoying aspects of being a car owner is the insurance. The premiums, making sure it’s renewed, fluctuating rates, dodgy salesmen, the whole nine yards, my life is complicated enough without having to deal with it. You can get cheaper insurance rates if…. I think it’s just plain evil!

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Insurance Car Cars Life Insurance 200

Prairie Eco-Thrifter

AUGUST 18, 2011

The most essential priority after buying a new vehicle is to get it covered by insurance. Though it is not very difficult now to get an estimate for the car insurance, you may need help understanding the terms and benefits that one is likely to get out of the insurance. I have shared them below.

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Insurance Saving Money Car Cars 179

Family Balance Sheet

JUNE 24, 2021

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

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Bills Budget Budgeting Emergency Fund 130

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Home Rating: 4.7 At a glance 4.5

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Insurance Life Insurance Cars Car 52

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. As the family office manager of my home, I needed a succinct way to discuss our finances with my husband. I have a love/hate relationship with my home office space. auto insurance. life insurance.

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Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 28, 2013

Bills to review: home owners insurance. auto insurance. life insurance. home heating service. My homework: Several years ago we saved a couple of hundred dollars on home owner’s & auto insurance for the same coverage by switching to a new insurance company. phone service.

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Finds Insurance Life Insurance Phone Service 113

Saving Cents With Sense

JANUARY 4, 2014

My husband and I are coming up on our 11th anniversary, but I can still remember the excitement of our engagement, wedding and honeymoon plans, and finding our first home. But it is important to remember that the wedding is just the beginning to a long life together and that is when the true journey begins. All rights reserved.

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Home Depot Gift Cards Giveaway Home 81

Prairie Eco-Thrifter

MAY 1, 2013

If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. If you bring home $4,500 each month, are you truly comfortable with putting $1,350 of it toward a mortgage payment? And what happens when you add in property taxes, utility, home insurance, and maintenance?

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Life Insurance Insurance Debt Property Taxes 213

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Home Rating: 4.2 Home Rating: 4.2

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

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Bills Real Estate Insurance Taxes 100

Family Balance Sheet

MARCH 3, 2017

1) When was the last time you comparison shopped for insurance? A cold call from a local family owned insurance business in February resulted in us saving $200 a year with our homeowners insurance and $600 a year with our business’ building insurance for the same coverage. How We Saved in February.

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February 2017 Insurance Homeowner Insurance 100

Prairie Eco-Thrifter

MARCH 14, 2012

If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. Increased auto insurance costs. Possible increased life insurance costs. Your time costs. Gasoline waste costs.

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Insurance Tickets Life Insurance Gasoline 186

Family Balance Sheet

OCTOBER 10, 2014

Do you go into panic mode when your car insurance bill arrives? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Our personal escrow fund includes: home owners insurance – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

OCTOBER 17, 2013

I don’t currently have children, but I expect that when my fiance and I do start a family, neither of us will be taking jobs that require us to be away from home regularly. Keep in mind that being away from home means being away from your physician, specialist, and other health care providers that you’d normally be familiar with.

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Travel Insurance Life Insurance Work 207

Prairie Eco-Thrifter

JANUARY 24, 2013

Interested in learning more about what your home is worth? David’s post about how to know the true value of a home at Young Adult Money is a great place to start! If you’re in the market for new insurance, make sure to read Deanne’s post about how much life insurance you need at Brighter Life.

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Fridays Life Insurance Insurance Consumerism 165

Family Balance Sheet

MARCH 12, 2015

I have a love/hate relationship with my home office space. I broke down my responsibilities: business office, home office, and projects. When was the last time you shopped around for home owner’s or auto insurance? Bills to review: home owners insurance. auto insurance. life insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

DECEMBER 20, 2012

Even though most of us are dealing with a noticeable decrease in usable income these days, we can still have a vacation, away from home. 4 Good Reasons To Buy Travel Insurance Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other.

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Vacation Travel Insurance Airfare 202

Prairie Eco-Thrifter

APRIL 9, 2013

You probably won’t have health insurance, life insurance or special perks (like savings on certain items or free tickets to different things or business travel on the company’s dime) after you retire. I was lucky on the health, dental and vision insurance, as my spouse’s plan covers me as well.

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Insurance Work Money Kids and Family 213

Prairie Eco-Thrifter

MAY 30, 2012

Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Look into effective health, disability and life insurance plans. The key is to take action, even small ones. If anything happened to you, what would happen to the household?

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Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 29, 2014

Although she went through an emotional and messy divorce several years ago, she seems to be asking and receiving from life. She asked for a well paying job, and was able to step right back into a management position at a major accounting firm – even after 10 years as a stay at home Mom. Are you asking life for a penny?

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IBM Life Insurance Giving Airfare 172

Prairie Eco-Thrifter

FEBRUARY 23, 2016

I keep a copy at home, send a copy to each grown son and put a copy in the safe deposit box. In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone.

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Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

JANUARY 1, 2013

Look for the credit card with the lowest interest rate and keep it at home. There’s other major personal finance mistakes of course, including not starting a retirement plan in your twenties; not taking advantage of employer contributions and life insurance in retirement plans; not having a financial plan for the future.

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Emergency Fund Credit Cards Personal Finance Finance 272

Saving Cents With Sense

JANUARY 4, 2014

Take out a life insurance policy. Options like Suncorp, in Australia, allow you to compare insurance options to provide the best for your child. Your child will receive this when they turn eighteen, giving them a great start at an independent life. Don’t spend your money on something you could get from your employer.

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Parenting Saving Frugal Parenting Saving Money 81

Prairie Eco-Thrifter

MAY 10, 2012

Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? Gap insurance is a type of car insurance policy that is designed to cover the gap between what the value of your car actually is, and what you owe on the vehicle.

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Money May 2012 Debt 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. You will need those lenders.

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Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JULY 4, 2011

Life has a tendency to make drastic changes quickly, and if you do not have a plan or idea of how these changes might change your life, you are going to be in very deep trouble. A plan B is a must in any home. Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance.

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Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 8, 2011

Ever since coming home from my trip to Asia and seeing how poor some people really do live, charity has been on my mind more than ever. Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. South County Girl presents Car Insurance Changes Again, Part 2. Thanks for the tips SPF.

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Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JANUARY 14, 2012

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. Personal Finance Journey : Should You Leave a Life Insurance Policy to Your Kids? Penge Snak!:

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Credit Cards Credit Finance Personal Finance 220