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How We Frugal-ed in January!

Family Balance Sheet

Frugal Kitchen in January: Meal Plan. I started a new grocery shopping routine in January and it is working out splendidly! — We ate a lot of sweet potatoes in January. I simmered for hours and had more homemade chicken stock. I like to keep homemade stock in the freezer. How to Make Homemade Chicken Stock.

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Christmas Savings Club | May Meeting

Family Balance Sheet

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. June''s Assignments: 1.

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Merry 6 Months Until Christmas! Start Planning Today.

Family Balance Sheet

We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%. It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.