Family Balance Sheet

JUNE 24, 2021

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Let us know in the comments.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). NerdWallet also has a refinancing calculator. Using NerdWallet’s mortgage calculator lets you estimate your mortgage payment when you buy a home or refinance.

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Savings Corner

DECEMBER 27, 2023

If you already have a mortgage, you might want to know how much debt you’ve paid off and how much remains. Or you might want to compare different loan terms before refinancing. It allows you to figure out: How much a particular month’s house payment goes toward principal and how much goes toward interest.

Calculators 52

Calculators Homeowner Insurance Debt Property Taxes 52

Prairie Eco-Thrifter

MARCH 16, 2011

This extra money can be used to fund your retirement account or pay down some bills. Regardless of what purpose you decide to use this money for, it is always a good idea to get a lower mortgage payment whenever possible. The lenders use it to protect their interest in the property. Get a property tax assessment.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

APRIL 4, 2024

How to get a loan in 8 steps Consumers often choose personal loans because they provide fast access to cash for a variety of needs. Once you’ve zeroed in on your loan amount, run some numbers using a personal loan calculator. Credit score and report: Your credit score is the main factor lenders use to determine your creditworthiness.

Debt 52

Debt Credit Cards Credit Home Improvement 52