Family Balance Sheet

DECEMBER 29, 2020

That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. For more information about the spreadsheets and details on how to order, visit: Family Budget Spreadsheets. For 2021, the bundle includes 10 spreadsheets, 2 trackers, and 2 pdfs.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

APRIL 4, 2024

How to get a loan in 8 steps Consumers often choose personal loans because they provide fast access to cash for a variety of needs. Once you’ve zeroed in on your loan amount, run some numbers using a personal loan calculator. Credit score and report: Your credit score is the main factor lenders use to determine your creditworthiness.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 25, 2023

How to use the Rent vs. Buy Calculator The renting-vs.-buying You’ll need just seven pieces of information to use our Rent vs. Buy Calculator, things you may already know or have been tossing around in your mind: To make things easy, we made a number of assumptions about other typical costs that factor into this calculation.

Rent 52

Rent Calculators Property Taxes Buy 52

Family Balance Sheet

JUNE 8, 2018

How to Start a Budget (and be successful at it!). We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. .” So are you ready to start a budget?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130