Penny Pinchin' Mom

DECEMBER 17, 2023

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

For the Mommas

MARCH 18, 2017

Kids Dream Family Film Series – Free Movie Passes Do you have kids at home? Then you should definitely checkout this Freebie that will score you 2 FREE movie passes to the American Family Insurance Kids Dream Family Film Series!

Film 40

Film Movies Family Kids 40

Saving Everyday

MAY 29, 2024

At these events, stations are often set up that offer free activities for kids. The adults have fun playing games and socializing while the kids run around the house having fun. How long has it been since you shopped around for lower insurance rates? Your children do not care how much money you are or are not spending on them.

Saving Money 52

Saving Money Money Friends And Family Sale Saving 52

Prairie Eco-Thrifter

AUGUST 7, 2014

I was responsible for my own gas, insurance, and maintenance. Now that I have kids, I want them to learn the value of a dollar. I’m not one of those parents who feels like I have to give my kids everything. Now that I have kids, I want them to learn the value of a dollar.

Daughter 242

Daughter Kids Kids and Family Parenting 242

Family Balance Sheet

FEBRUARY 9, 2018

Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business. We scrambled to research new plans, but after 11 years with the same company we were out of the loop regarding the insurance landscape at that time.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

Rental Car 167

Rental Car Car Cars Rent 167

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Health Sharing Ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

AUGUST 13, 2012

Your kids have been to camp, done baseball and goofed off to their hearts content. Each year I try to help my kids teach their kids about personal finance. Teaching The Gift of Giving This year the grand kids are 5 and 8 years old and I want to demonstrate the pleasures of giving. Now you wait. Driving across.

Giving 188

Giving Used Craft Crafts 188

Coupons Do Work

MAY 17, 2016

Applebee’s -The A is for Apple Program gives kids a certificate for a free kids’ meal. Bob Evans – Star Student Program offers free kids meal for good grades. Cheese’s – Kids earn up to 15 tokens for good grades. Graeter’s Ice cream – offers a free kids cone for an A on your report card, for kids grades K-8. (OH

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Saving Cents With Sense

MAY 21, 2014

The temperatures are already hitting the 100 degree mark here in Phoenix, AZ – so I know that I will be looking for ways to stay cool with the kids this summer. Most of the movies they show are older, but kids don’t mind – and it is a way for some “cool” fun! 8 select blockbuster hits available.

Movies 59

Movies 2014 Kids Kids and Family 59

Prairie Eco-Thrifter

MARCH 14, 2013

Hey, just kidding. Reduce Your Insurance Premiums. Insurance is costly. If still you can’t find a better rate, ask your current insurer if they offer any discount for multiple policies. Why not go on a picnic instead of eating out? Lower Your Utility Usage. Go negotiate a lower rate with your electric company.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Big plans for spring break with the kids? There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Who has started their garden?

Fridays 165

Fridays Insurance Real Estate Debt 165

Prairie Eco-Thrifter

JULY 4, 2012

Doing so eliminates car payments, insurance bills, and maintenance costs. They are incredibly fuel-efficient, cheap to buy and insure, and emit way less pollution than automobiles do. Ride A Skateboard You may think you’re too old to do so, but remember how much fun they were when you were a kid? High gas prices got you down?

Travel 187

Travel Making Transportation Gasoline 187

Prairie Eco-Thrifter

OCTOBER 25, 2012

He waited there, with the kid bleeding all over the floor for quite some time and then was told to take him to a local hospital for treatment! At this writing, we haven’t yet gotten the bill or insurance statement from our little trip to the ER, but I’m certain the news will not be good! Urgent Care Center History.

Insurance 213

Insurance 2006 At&T Work 213

Saving Cents With Sense

JANUARY 4, 2014

For those planning a wedding, with all the organizing, the first thing on your mind may not be insurance, but that is why the National Association of Insurance Commissioners (NAIC) created the Insurance Survival Guide for Newlyweds. Life: Now that “I” actually means “we,” you may want to revisit your life insurance coverage.

Home Depot 81

Home Depot Gift Cards Giveaway Home 81

Coupons Do Work

AUGUST 9, 2016

besides, a bit of extra cash is a good thing and now-a-days, with house payments, car payments, insurances for whatever payments, kids activities, (my child does competitive cheerleading and a mother told me she counted to the penny how much she spent in one year in that sport : $4K total!

2016 100

2016 Insurance Sports Student 100

Family Balance Sheet

MARCH 12, 2015

At one time, it was in the basement, but it’s really really cold down there in the winter and once I had kids, I felt like I needed to be where the action was. When was the last time you shopped around for home owner’s or auto insurance? Bills to review: home owners insurance. auto insurance. life insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

APRIL 9, 2013

Then I thought about what it was I wanted to do in retirement (build a new business, travel, annual gifting to the kids, etc) and put a stake in the ground as to what I thought we would need monthly and yearly. I was lucky on the health, dental and vision insurance, as my spouse’s plan covers me as well. Do you need the benefits?

Insurance 213

Insurance Work Money Kids and Family 213

Prairie Eco-Thrifter

MARCH 29, 2012

In other words, I was going to be working with kids coming home from juvie). When I did that, here’s what I found: Insurance. The social work position was full-time and offered health and dental insurance. This was extremely important to me as I have an unnatural fear of getting seriously ill or needing major dental work.

Insurance 200

Insurance Philadelphia Work College 200

Family Balance Sheet

NOVEMBER 25, 2019

Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. In October , I found the money from an insurance refund and from the sale of our pop-up camper. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 130

2019 November Club Christmas 130

Prairie Eco-Thrifter

DECEMBER 20, 2012

Even if you can get off of work for a week, your kids still have school, soccer games, musical theater tryouts, and friends they couldn’t possibly stay away from for more than two days. 4 Good Reasons To Buy Travel Insurance Insurance has always been something that most of us aren’t really sure about getting. Weekend Getaways.

Vacation 202

Vacation Travel Insurance Airfare 202

Family Balance Sheet

NOVEMBER 22, 2011

My latest post at Money Crashers: "Keeping kids entertained indoors can be a challenge. Please head over to Money Crashers to continue reading, 10 Affordable and Green Arts and Crafts Ideas for Kids. Finding fun activities for children in the summer, however, is not an issue. Inevitably, I will hear, “Mom, I’m bored.”

Entertainment 100

Entertainment Craft Crafts Real Estate 100

Prairie Eco-Thrifter

SEPTEMBER 9, 2014

We packed most of our own things, but we left the valuables for the moving company to pack so that they would be insured in case any of the fragile items broke. So far we’ve used the paper for the kids’ drawing and painting. I’ll let the kids’ color or draw on it, and we’ll wrap presents in it.

Moving Company 189

Moving Company Making Recycle Recycled 189

Prairie Eco-Thrifter

MAY 8, 2011

Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. South County Girl presents Car Insurance Changes Again, Part 2. A post about breaking down your insurance costs and how you can budget for them. We just renewed our insurance and made some adjustments to get a lower premium.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Coupons Do Work

SEPTEMBER 15, 2016

Health Insurance. Even if you are attending school and financially independent from your parents, as long as you are younger than 26 years old , you can be kept on your parent’s health insurance policy. International Travel Insurance. then you already have basic travel insurance that covers you while abroad.

Student 100

Student College Freebies Insurance 100

Family Balance Sheet

OCTOBER 25, 2019

Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. I happily gave it to him, we transferred the title, and I immediately called my insurance agent to take the Civic off our policy. We also sold our beloved pop-up camper.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

MAY 1, 2017

We Shopped for New Home Owners/Auto Insurance. I had not shopped around for home owners and auto insurance quotes in YEARS. I have no problem buying equipment for our kids’ activities, but I didn’t want to spend a lot of money on something that my daughter is just trying out. Shame on ME!

April 100

April 2017 Washer and Dryer Daughter 100

Saving Everyday

OCTOBER 29, 2013

I did this for my kids when they were little and HIGHLY recommend it to anyone with kids. For as little as $5 a month, you can provide your children the security of permanent life insurance with the Gerber Grow-Up Plan. For as little as $5 a month, you can provide your children the security of permanent life insurance.

Gerber 40

Gerber Life Insurance Insurance Kids and Family 40

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. This will take us most of the year.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 23, 2015

We have Aflac supplemental insurance and I received our yearly $40 wellness benefit. When our kids were young I signed up for Upromise to earn money through their coupon program. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan.

Debt 100

Debt January Money Financial Goals 100

Saving In Akron

MARCH 25, 2012

I literally forgot to take my kid to her golf lesson on Friday afternoon. Really love these insurance companies. The change in meds has caused 2 migraines in the past week and half, and the one side effect of the new medication, which is driving me bonkers, is forgetfulness. I forgot to call my niece on her birthday.

Insurance 113

Insurance Niece Golf Birthday 113

Prairie Eco-Thrifter

MAY 27, 2014

Parents typically want their kids to do better than they did, and often try to help out. By purchasing used vehicles you save on the initial car price, the sales tax you pay upon purchase as well as the property tax you pay each year and the amount you need to insure it. I saved to send kids to college first, before retirement.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

AUGUST 8, 2013

Admittance to the group used to insure an individual of shelter, food and protection against other groups and animals. Basically, the kids wanted the other person to get help, and got satisfaction even just by seeing it happen.”. But, it isn’t and here are my thoughts as to why. Humans are hard-wired to give. The results?

Giving 220

Giving Economy Evolve Donation 220

Prairie Eco-Thrifter

JULY 16, 2017

All of your estate planning needs to head in the same direction and should be reviewed in whole to insure that the distributions you intend to make are actually clear in the documents. The IRA goes to the ex-spouse. You assume your child will be of legal age when you die. Young adults inherit and blow the money. They money gets lost.

Grandchildren 140

Grandchildren 401K Money Contest 140

Saving In Akron

DECEMBER 15, 2011

I spent most of yesterday fighting with my insurance company, who did not want to pay for the medication my doctor prescribed. And if you haven't gotten your kids vaccinated for chicken pox, I would do that too. It seems to be much worse at night, which is when I work on the grocery deals.

Giant Eagle 113

Giant Eagle Insurance Amy's GE 113

Saving Everyday

JUNE 25, 2012

Make your own hours – Be there when the kids get home, or launch a full-time business, it’s up to you.

Money 76

Money Discount Making Health Insurance 76