Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Coverage 4.0

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

For the Mommas

SEPTEMBER 21, 2016

Photos of teary eyed parents who scrimped and saved to send their child to college and pictures of the students who worked every summer to save for college were everywhere. Sending a child off to college is not only an emotional time for parent and student alike, it can also be a strain on the wallet and savings.

College 40

College College Tuition Insurance Student 40

Prairie Eco-Thrifter

AUGUST 17, 2017

By now you should know where you plan to attend school in the fall, but do you know whether or not actual for real employers will come to that campus to recruit students getting a degree in your chosen area? Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it.

College 133

College Graduation Used Points 133

Prairie Eco-Thrifter

NOVEMBER 12, 2012

College is riddled with unseen expenses that can leave students broke before they even hit midterms. Students who live on or near campus and don’t have a significant distance to commute really have no need of a car. It may seem innocent enough, but imagine how much this spending habit adds up in the long run.

College 203

College Saving Money Money Student 203

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Mike presents May Blog Evolution Report… + Income Stats! posted at The Financial Blogger , saying, “The online income for May. ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too! And, do you need it?

Money 113

Money May 2012 Debt 113

Saving Cents With Sense

JANUARY 16, 2014

Odometer tampering, for example, is on the rise—the Chicago Tribune reports that dishonest sellers and dealers are rolling back odometers with high mileage to much lower numbers, which means that your teen could end up with a vehicle that may have deteriorating or worn out parts. Know the Insurance Costs. Safety Ratings.

Cars 89

Cars Car Insurance Shopping 89

Prairie Eco-Thrifter

APRIL 24, 2012

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). According to the resolution: Twenty-five.6

United States 202

United States Personal Finance Economical Finance 202

Savings Corner

APRIL 4, 2024

Auto insurance rates are weighted based on the population density in each geographic region. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts.

Insurance 40

Insurance Washington Calculators February 40

Saving Cents With Sense

FEBRUARY 28, 2014

You might have to share your house with your roommates but, depending on your location, it may be better than being stuck in a studio apartment on your own. Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. Tackle Student Loans. Read Up on Retirement Accounts.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

JANUARY 27, 2013

However, carpooling may also benefit children in a number of ways.It’s easy to assume that they would be better off in a situation where they didn’t have to cram in with half a dozen other kids, but this simply isn’t the case. The result may be that they find your parenting style to be preferable to the practice of others.

Kids 188

Kids Kids and Family Parenting Growing 188

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. For example, one model could place more weight on your unpaid medical bills, while another could consider your student loans more of a concern.

Credit 52

Credit Identity Theft Monitors Finance 52

Prairie Eco-Thrifter

OCTOBER 24, 2012

Writing out a complete twenty page business plan may not be a requirement for the average freelancing gig, but that doesn’t mean you should go in blindly. You may need to file for one of those as well depending on where you live. 5 Tips on Buying Employee Liability Insurance. Have a Plan. So, do you have a freelance business?

Personal Finance 188

Personal Finance Finance Work Insurance 188

Savings Corner

APRIL 4, 2024

Keep in mind that the repayment on whatever cash you take out is being spread over 30 years, so paying off higher-cost credit card debt with a cash-out refinance may not yield the savings you’re thinking,” says Greg McBride, chief financial analyst for Bankrate. Using the cash out for home improvements is a more prudent use.”

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 26, 2016

Of course, depending on what we buy, we may experience some buyers remorse. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing. You may not be comfortable doing more risky things with your money. Why save money when interest rates are so low?

Money 124

Money Saving Money Lowes Grandchildren 124

Savings Corner

APRIL 4, 2024

If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs. Paying for college: You may find lenders who advocate paying college tuition via home equity, but this is a risky move.

Home 52

Home Debt Credit Cards Credit 52

Coupons Do Work

AUGUST 29, 2016

Books-A-Million : Educators teaching students from Pre-K to the 12th grade can take advantage of a 20% discount program with Books-A-Million. You’ll need to visit during Teacher Appreciation Week in May and show your teacher ID. Hit Sherwin Williams and ask for a discount-you may get up to 50% off each gallon.

Discount 124

Discount Giving Storing Education 124

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Insurance and Risk. There may be a few ways to do that… Retirement. We all have skills. Real Estate.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Savings Corner

DECEMBER 27, 2023

If you have an answer to all those questions, then you may be ready to start a small business. Sites like VRBO and AirBnB have made it easier than ever to market your home to travelers in need, and you may even make new friends along the way. Who is your ideal client? What is your ideal work environment?

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

JUNE 8, 2018

For example, if today is May 22, then follow these steps to plan for June’s budget. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 14, 2012

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. Newlyweds on a Budget : Paying down student loans – The following is a guest post. Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

AUGUST 8, 2013

Admittance to the group used to insure an individual of shelter, food and protection against other groups and animals. Growing acquaintances into friends and possibly business associates helps you become successful, happy and may just give you that million dollar business idea. But, it isn’t and here are my thoughts as to why.

Giving 220

Giving Economy Evolve Donation 220

Prairie Eco-Thrifter

JUNE 14, 2012

Insurance and Risk Mac Hildebrand presents What is catastrophic health insurance coverage? posted at Insurance Providers , saying, “From routine trips to the doctor to extended hospital stays, the average health care bill is $8,000 per year. Without insurance, this could literally break the bank for many people.

Money 124

Money 2012 June Credit Cards 124

Savings Corner

DECEMBER 27, 2023

Best credit card for college students Earn triple rewards on everyday spending categories like dining, entertainment, streaming and groceries. You may also have the option of redeeming points for credit on your statement, just like cash back. Be aware, though, that simply being a college student is not enough on its own to qualify.

Credit Cards 52

Credit Cards Credit December Airline 52

Saving Cents With Sense

FEBRUARY 17, 2016

Health Insurance Concerns. You may experience lower tax rates if filing together, but you also are on the hook for accuracy. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40