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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk into a store and have the cash for a purchase. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk in to a store and have the cash for a purchase. This is a 12 month spreadsheet.

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Cost of Living Calculator | City and Salary Comparison Tool

Savings Corner

Home prices, property taxes and monthly rents vary from state to state, city to city, town to town and even neighborhood to neighborhood. Food: Weekly trips to the grocery store can add up, especially if food costs are high where you live. Bureau of Labor Statistics, the largest bill consumers pay each month is for housing.

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How Much Money Can You Live Off Of?

Prairie Eco-Thrifter

Any housing related insurance fees and property taxes are also important to include. In fact, we prefer these products compared to what we can buy in the store. This would include your monthly mortgage payment or rent payment. Leave out cable television and satellite television. Also, remove DSL and cable modem expenses.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus , kind of like what happened after 9/11. Fortunately, we won’t be driving much.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

These will include things such as insurance, property taxes, gasoline (to get to the lake and to boat on the lake), maintenance, boat slip fees and storage fees in off season. One boat owner estimated that you should expect to pay 3 times what you think you will to include these ‘hidden’ costs.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

What to consider: You’ll get better rates and fewer fees (and won’t have to pay for private mortgage insurance) if you have at least 20 percent equity in your home. Store copies of your closing paperwork in a safe place. You might be able to cancel private mortgage insurance premiums to avoid paying unnecessary fees.