Family Balance Sheet

JULY 10, 2023

2 – We opened up high-interest savings accounts and earned $250 in interest. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. In total, we have made $250 in interest since April.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100

Bills Real Estate Insurance Taxes 100

Family Balance Sheet

OCTOBER 10, 2014

Do you go into panic mode when your car insurance bill arrives? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Our personal escrow fund includes: home owners insurance – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Savings Corner

APRIL 4, 2024

Here are the best low-risk investments in April 2024: High-yield savings accounts Money market funds Short-term certificates of deposit Series I savings bonds Treasury bills, notes, bonds and TIPS Corporate bonds Dividend-paying stocks Preferred stocks Money market accounts Fixed annuities Overview: Best low-risk investments in 2024 1.

April 52

April Lowes CD Bank 52

Family Balance Sheet

SEPTEMBER 13, 2017

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Health insurance has been a long winding road for us over the last few years. LET THAT PARAGRAPH SOAK IN!!

2017 100

2017 Health Insurance September Insurance 100

Family Balance Sheet

NOVEMBER 25, 2019

I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account. In May, I made money from a yard sale and put $50 towards our Christmas savings. It was a pretty easy month to find the cash.

2019 130

2019 November Club Christmas 130

Coupons Do Work

MAY 17, 2016

Family Trust Federal Credit Union – open savings account. 3 Rivers Credit Union -open a Buddy (Cub) account for your child. Auto Insurance – Parents with teen drivers : Also, there are some awesome auto insurance companies/places that rewards good grades! They can save up to 20%. Omega Sports.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Increase Your Income If you are going to learn how to save extra money for a car, you might as well teach yourself how to earn more money for the expense. You are going to need gas, car insurance, and money for car maintenance and repair costs. Setting up an automatic savings account system works wonders for me.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

OCTOBER 25, 2019

I had amassed $70 and thought it was a perfect addition to our Christmas account. In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account. In May, I made money from a yard sale and put $50 towards our Christmas savings. It was a pretty easy month to find the cash.

2019 100

2019 October Club Christmas 100

Coupons Do Work

SEPTEMBER 15, 2016

University credit unions often offer free checking and savings accounts without any monthly fees to students. By setting up your checking account at your local credit union, you can be in your way to building a strong financial foundation and be eligible for a line of credit in the near future. Health Insurance.

Student 100

Student College Freebies Insurance 100

Nicoles Nickels

MAY 27, 2011

Life insurance isn’t necessarily a fun thing to talk about, but it IS a necessity – and the Gerber Life Grow-Up® Plan is a great way to start protecting your children now while also saving money! Since 1967, Gerber Life Insurance Company has provided quality life insurance, especially for young families on a limited budget.

Life Insurance 45

Life Insurance Gerber Growing Insurance 45

Family Balance Sheet

SEPTEMBER 14, 2011

Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Although, I don't bother keeping month end statements any more, because our banks have that information on line for the last 5 years.

Paper 147

Paper Organic Organization Home Improvement 147

Prairie Eco-Thrifter

JANUARY 30, 2013

Financial accounts numbers (memorize them and/or save them in digital form, protected by a password or encryption). Financial contact numbers for banks, credit issuers, insurance companies, and others. I have some money in a savings account that is easy to get to, in case I need it immediately.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 1, 2013

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 30, 2017

It can start simply with an offer to balance the checkbook or simplify the finances by consolidating everything (into their account). I wanted to buy a nice TV so I had to save up for it. To do so, I opened a joint savings account with my Mom and made sure hubby never saw the statements. He was pretty angry about that.

Money 100

Money Camping Equipment Bank Banking 100

Family Balance Sheet

FEBRUARY 9, 2018

Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business. We scrambled to research new plans, but after 11 years with the same company we were out of the loop regarding the insurance landscape at that time.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Use this time to put money aside every payday while you’re still earning an income.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Buy Insurance Speaking of insurance, this is another area that can help you avoid financial disaster. if you are not insured! You’ve heard “it’s the little things that count”, right?I’m I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JUNE 18, 2021

Look at your current savings as well. If you do not have enough saved up to cover your expenses for at least one full year, you should carefully funnel your funds into your savings account. You can choose from several options when you set up your plan with your insurer. Life is unexpected. Life is unexpected.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 27, 2023

In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. High-yield savings accounts Online savings accounts and cash management accounts provide higher rates of return than you’ll get in a traditional bank savings or checking account.

Real Estate 52

Real Estate Bank Banking Money 52

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Are you paying too much for home/auto insurance, cable, internet?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 22, 2013

If you’re already barely living from check to check, your credit rating is really low and you don’t have a lot of money in your checking on savings account, you may want to wait before having a child. Do I Have Health Care Insurance? . What’s My Living Situation? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Saving Cents With Sense

APRIL 8, 2014

Consolidate Your Banking and Investment Accounts. There’s nothing wrong with having a number of different checking and savings accounts, but many consumers find them to be frustrating and problematic. Re-Examine Your Insurance. Most consumers know the value of insurance.

Finance 81

Finance Cleaning Insurance Identity Theft 81

Family Balance Sheet

MARCH 17, 2017

Health insurance is a touchy subject and everyone has a different point of view depending on their own life experience. For us, health insurance became a thorn in our side many years ago when I left a corporate job with benefits for a life of self-employment. We were basically buying catastrophic insurance. Sleepless Nights.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Savings Corner

DECEMBER 25, 2023

Invest in a high-yield CD or savings account Investing in a high-yield certificate of deposit (CD) or savings account at an online bank can allow you to generate a passive income and also get one of the highest interest rates in the country. Passive income ideas for beginners High-yield savings account.

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 25, 2023

A savings account just won’t build wealth. If you’re focusing on short-term investments , those you can access within the next five years, money market accounts , high-yield savings accounts and certificates of deposit will be the most useful. 6 things you can do to get started in investing 1.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

OCTOBER 8, 2014

To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. Try to finish by the end of this Saturday (10/11), because you’ll need this information for next week’s assignments. 3 Steps To Help You. entertainment. car service. household maintenance.

Finance 113

Finance Money Organic Organization 113

Prairie Eco-Thrifter

APRIL 6, 2012

Insurance and Risk. Open a savings account and put away 10 percent as a minimum. posted at 1099 Mom , saying, “Many women want to work from home — need to work from home — but they hold no official schooling or don’t feel qualified to have a professional career from their domicile. We all have skills.

Money 133

Money Finance Personal Finance Real Estate 133

For the Mommas

JULY 10, 2016

You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Transportation- car note, car insurance, maintenance, gas, etc. Healthcare- medical bills, medical insurance, dental insurance, vision insurance, etc.

Budget 40

Budget Budgeting Insurance Homeowner Insurance 40