Family Balance Sheet

JANUARY 29, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 5, 2015

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Can I make do with something else around my house?

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. In January and February, my husband and I were contemplating replacing our 12.5

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

FEBRUARY 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. Can I make do with something else around my house? I can’t wait to see how much we will save in 2015.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. Can I make do with something else around my house? I can’t wait to see how much we will save in 2015.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. Make a list of what you need and take it along to your favorite thrift store FIRST before you go to a regular store.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100