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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

We were privileged to be able to do so for a few months but we must stop this for the unforeseeable future. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5

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Our Big Financial Goal for 2016

Family Balance Sheet

I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. We do budget for dining out and this year, we will need to be more diligent about staying within that budget. I think I’ll survive.

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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Our 2018 Financial Goals

Family Balance Sheet

I have started calling around for fees and hope to have this complete by end of January. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Choose Thrift First. Plan our Spending.