Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That final number will be your goal to save each month between now and November 25, 2013. So, how did I do in January? It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JUNE 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JUNE 25, 2013

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Our monthly goal for Christmas savings is $100. Christmas Savings Club'

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Unless it's paid with cash, that is one hefty credit card bill come January. a "I don't have to worry, because I've saved money" Christmas.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club'

Club 100

Club Christmas May Goals 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting. How did I do in April?

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 5 months til Christmas!

Club 100

Club Christmas July August 100

Teresa's Deals

SEPTEMBER 2, 2015

If your like me, you are always looking for ways on how to save money for the Holidays. We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping. How To Save Money For Christmas.

Saving Money 100

Saving Money Money Christmas Saving 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This money was put into my Christmas Savings account. January 2021 – I found $1681. Over the years, I have found money through rebates, refunds, online sales, and even the ground. My total found money in May: $321.81.

Money 130

Money May Donation 2020 130

Family Balance Sheet

JUNE 25, 2011

We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%. It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

JANUARY 11, 2011

As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I have now decided to add gift giving to the list of cash categories.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Prairie Eco-Thrifter

JANUARY 19, 2014

I’m going to do a no drinking January – not even a glass of wine at dinner – to help my body restore it’s ability to properly function on the important things. I have not put a dime into my savings accounts for over a month. Media Detox. This has demotivated me big time. Financial Detox.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Prairie Eco-Thrifter

DECEMBER 1, 2014

If you make $50,000 and your goal is to save $25,000 this year, I’m here to tell you, this isn’t likely to happen. If you make $50,000, maybe, depending on your situation, saving $2,400, or $200 a month is within your reach. A year’s worth of financial goals staring at you on January 1st can be daunting.

Goals 209

Goals Financial Goals December Motivation 209

Family Balance Sheet

AUGUST 30, 2014

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. February Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

SEPTEMBER 13, 2017

It was effective on January 1, 2017 and to be honest, I didn’t think I would have much to say about it through out the year. He had his scheduling assistant call Medi-Share to confirm to save us the time. Our monthly share (think: a premium) started at $343 in January. We chose a $10,000 annual household portion.

2017 100

2017 Health Insurance September Insurance 100

Saving With Shellie

NOVEMBER 29, 2013

Your $125 bonus will be automatically deposited into your account on day 50. Bonus only available for new Capital One 360 checking accounts. That means (if you sign up today) you have until January 12 to make your purchases and you will get the money on January 17. It’s free to open them and easy to manage.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

For the Mommas

NOVEMBER 30, 2016

The Best Cash Back Sites to Save on Holiday Shopping. Now cashback isn’t instant savings. Maybe even use to start up a 2017 holiday savings account. Sign up now before you start your holiday shopping and reap the rewards in January! I do a lot of my shopping on-line. Do you use any other cash back sites?

Holiday 40

Holiday Shopping Credit Cards 2017 40

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 1 – Save a starter Home Emergency Fund. 2 – Increase business emergency savings. Start Additional Savings Accounts.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Become hyper-focused on funding this account.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 24, 2012

I keep our paper work organized and QuickBooks updated through out the year, so that when January rolls around, I only need to pull together the year end statements as they arrive in the mail. I do pass this folder along to my accountant for his review. In all honesty, tax season goes fairly smoothly for us.

Office Supplies 153

Office Supplies Taxes Office Simple 153

For the Mommas

OCTOBER 13, 2016

The Best Cash Back Sites to Save on Holiday Shopping. Now cashback isn’t instant savings. Maybe even use to start up a 2017 holiday savings account. Sign up now before you start your holiday shopping and reap the rewards in January! Last year, I accumulated over $400 cash back from my holiday shopping.

Holiday 40

Holiday Shopping Credit Cards 2017 40

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. If I don’t use them for a trip, I save the for Christmas).

March 86

March Disney Friends And Family Sale Vacation 86

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Did you want to save more money this year? ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC. Lose Weight?

Goals 55

Goals Pay Off Debt January Gardening 55

Saving Everyday

APRIL 12, 2013

If I don’t use them for a trip, I save them for Christmas. 52-Week Money Saving Challenge = $55.00. It’s a quick and easy way to save a minimum of $1378 this year! Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Plink = $10.00.

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

MAY 11, 2013

52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. And even better, you can use these in addition to manufacturer coupons. Change = $37.30.

Disney 40

Disney April Gift Cards Re-use 40

Finally Frugal

JANUARY 8, 2011

The first suggestion is a great one (because I've already put it into practice with my first January paycheck!) This may be especially useful for those of us who - whether currently or in our spendthrift past - may be likely to fritter that money away as soon as it shows up in our paychecks.

Frugal 45

Frugal Spendthrift Debt Recession 45

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. It saves us a ton of money both while we travel and at Disney. I started a $25/week “vacation fund” the first week of January. Change = $326.10.

Disney 83

Disney Hotel Goals Money 83

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. 2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Coupons Do Work

JUNE 15, 2016

The Best Time to Buy Anything During the Year from January to December. What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! The best guide

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

February 100

February Club Christmas Goals 100