Penny Pinchin' Mom

DECEMBER 17, 2023

Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. If not, you need to get one.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. So, What Can You Do?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

JANUARY 16, 2012

The first thing to think about when buying a house (aside from the emotional considerations of making a home) is always the financial aspect. If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. So, what do you think?

Insurance 185

Insurance Home Buy Buying 185

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Making Never Ending Payments You know the ones I mean, when you sign up for a product or service that requires a monthly payment, directly debited continuously from your account.

Money 235

Money Emergency Fund Debt Financial Goals 235