Penny Pinchin' Mom

DECEMBER 17, 2023

As Ryan Derousseau, a financial planner at United Financial Planning Group, says, “Rarely would I advise someone to have less than three months in an emergency fund, but there are many cases where I would advise more…If you know you make imprudent decisions whenever money feels a little tighter, then it’s time to up the emergency fund.”

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. Renters insurance makes sense for those who wouldn’t be able to replace the items in their apartment or rental home on their own, just paying cash. In some cases, you are required to carry insurance. Evaluate your situation and determine what makes sense for you.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

JANUARY 2, 2019

Insurance plans are a vital part of every person’s life for it acts as a safety net for when an individual is in need of monetary assistance due to certain circumstances. Before proceeding further, it is crucial to know what is term insurance and what is meant by pure protection plan. What is term insurance?

Insurance 185

Insurance Life Insurance Taxes Family 185

Prairie Eco-Thrifter

MARCH 12, 2014

Life Insurance. Another huge benefit of working for my employer is life insurance. I do still have to pay for it for my partner, but it is at a huge discount as opposed to getting life insurance from another source. Do you make it a priority to use them? Do you have any of these benefits?

Life Insurance 169

Life Insurance May Insurance Therapy 169

Prairie Eco-Thrifter

MARCH 9, 2015

Double-check your homeowners policy to make sure that your home office, and the business activities that take place in your home are properly covered by insurance. Once you strike out on your own, you could find yourself without health insurance coverage. You need to make sure that your vehicles are properly covered.

Insurance 100

Insurance Health Insurance Life Insurance United States 100

Prairie Eco-Thrifter

MAY 2, 2013

I know not every week in the future will be perfect but I do want to do my best to minimize the “busy-ness” of my life and actually make each day worth it. Life is meant to be enjoyed not just lived. Weiss @ The Insurance Protection Blog explains how much insurance a First Time Homeowner needs.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 01, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Here’s an explanation of how we make money. For more information, please see our Insurance Disclosure. Key Principles We value your trust.

Insurance 40

Insurance Life Insurance Cars Car 40

Family Balance Sheet

JUNE 24, 2021

Make a list of ALL your yearly, quarterly, and any other non-monthly expenses. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. Ok, I can hear you saying, “Kristia, you make it sound so easy!” sewer/trash bill – due quarterly.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Couponing 101

JANUARY 10, 2012

Hurry and download your FREE copy of 20 Retirement Decisions You Need to Make Right Now by Ray LeVitre (reg. Should I cancel my life insurance policy? 20 Retirement Decisions You Need to Make Right Now (Free eBook) is a post from Couponing 101. When should I begin taking Social Security?

Life Insurance 69

Life Insurance Making Insurance Computers 69

Savings Corner

DECEMBER 23, 2023

As you draw closer to your golden years, getting long-term care insurance (LTCI) can be a smart decision to ensure peace of mind and financial stability for both you and your loved ones. With many options available, making the right choice can feel overwhelming. It’s always a good idea to review any form of insurance annually.

Insurance 52

Insurance Life Insurance Health Care Family 52

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. So, What Can You Do?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

NOVEMBER 13, 2019

Making sure you’re covered for damage to your home is not only a wise move but is required in situations where your asset is financed by a bank. Financial institutions want to make sure that a fire, storm or other catastrophe doesn’t destroy a home they still, technically, own.

Insurance 113

Insurance Identity Theft Life Insurance Discount 113

Family Balance Sheet

OCTOBER 28, 2013

So pull out the following bills and make some phone calls to the competition to find out if better rates are available. Bills to review: home owners insurance. auto insurance. life insurance. I also need to make some phone calls to other electric and natural gas companies to compare prices. phone service.

Finds 113

Finds Insurance Life Insurance Phone Service 113

Prairie Eco-Thrifter

FEBRUARY 2, 2012

When people find out you sell insurance, they often become rude and short with you, because they assume that you’re getting ready to make a sales-pitch. Sometimes your friends start avoiding you because they’re afraid that you’ll start talking about your latest life insurance plan again!

Real Estate 200

Real Estate Insurance Life Insurance Money 200

Prairie Eco-Thrifter

MARCH 14, 2012

The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. If you try to get it erased, you have court costs or at least a lawyer’s fees, plus time off from work to make appearances and take care of administrative stuff. Increased auto insurance costs. Possible increased life insurance costs.

Insurance 186

Insurance Tickets Life Insurance Gasoline 186

Family Balance Sheet

MARCH 3, 2017

She also ran quotes for our auto insurance, which came up equal to what we are currently paying. I was delighted by these savings, so do yourself a favor in March and review your homeowners, auto, and life insurance premiums. Related Reading: How to pay for your quarterly and yearly bills. Where we bombed in February?

February 100

February 2017 Insurance Homeowner Insurance 100

Prairie Eco-Thrifter

JANUARY 16, 2012

The first thing to think about when buying a house (aside from the emotional considerations of making a home) is always the financial aspect. If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. So, what do you think?

Insurance 185

Insurance Home Buy Buying 185

Prairie Eco-Thrifter

JANUARY 24, 2013

Things aren’t slowing down at all but with feeling at full strength I should be able to make it through the week. Make sure to check out Free From Broke’s list of best careers for the future before making any decisions. I feel like I got over my weak spells so that is good and my energy is a bit better.

Fridays 165

Fridays Life Insurance Insurance Consumerism 165

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Bills to review this spring: homeowners insurance. auto insurance. life insurance. Spring is a great time to refresh your memory with what you were thinking at the beginning of the year. Did you use the S.M.A.R.T. phone service.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. We don’t intentionally make mistakes but sometimes we cannot see any way out of our current position. Living Paycheck To Paycheck .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JULY 2, 2013

Most of us think that we’re invincible to disasters, and don’t need to be insured. That’s why parents go without life insurance, drivers go without auto insurance, and people suffer as a result. Researching your needs.

Insurance 220

Insurance Home Life Insurance Cars 220

Prairie Eco-Thrifter

OCTOBER 17, 2013

As somebody who is relatively new to her career, I spend a lot of time looking to see what is out there in the job market, even if I don’t plan on making a career move. 6 Ways You Can Work While You Travel 4 Good Reasons To Buy Travel Insurance Is Travelling Overrated? Don’t Leave Your Life Insurance Behind!

Travel 207

Travel Insurance Life Insurance Work 207

Family Balance Sheet

OCTOBER 10, 2014

Get out a piece of paper and make a list of all your yearly, quarterly, non-monthly expenses. Our personal escrow fund includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. property & school taxes – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

APRIL 9, 2015

Make a list of ALL your yearly, quarterly and any other non-monthly expenses. My list includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly. Ok, I can hear you saying, “Kristia, you make it sound so easy!” So I came up with my own system.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Making Never Ending Payments You know the ones I mean, when you sign up for a product or service that requires a monthly payment, directly debited continuously from your account.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

FEBRUARY 17, 2011

I think polls should be conducted randomly to make sure the most objective response is gathered but it seems the politicians don’t have time to wait for these results. In other words, they are making decisions on how to run our country on subjective data. I am all for this; there is a good crisis. Sounds pretty awesome to me.

Polls 100

Polls Life Insurance Politics McDonalds 100

Prairie Eco-Thrifter

SEPTEMBER 17, 2013

I’ve found that one of the most annoying aspects of being a car owner is the insurance. The premiums, making sure it’s renewed, fluctuating rates, dodgy salesmen, the whole nine yards, my life is complicated enough without having to deal with it. Don’t Leave Your Life Insurance Behind! I think it’s just plain evil!

Insurance 200

Insurance Cars Car Life Insurance 200

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. In January, I start going through it to organize it, discard (and burn) what we can and move old stuff to an archive to make way for the coming year’s information.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Mar 14, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Here’s an explanation of how we make money. For more information, please see our Insurance Disclosure. Key Principles We value your trust.

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

APRIL 3, 2012

Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other types of insurance such as travel insurance may make us think twice. Why should we spend more just to have insurance we might not even need?

Insurance 222

Insurance Travel Buy Buying 222

Prairie Eco-Thrifter

AUGUST 18, 2011

Many times, these car insurance providers do not want to lose a potential customer and hence are compelled to make some compromises in the rates. A rise in deductibles can also help you to save some money on your car insurance. Insurance deductibles can range form $0 to as high as $2500. under the same insurance company.

Insurance 179

Insurance Saving Money Cars Car 179

Family Balance Sheet

MARCH 12, 2015

You’re now in the trenches of the new year, do those goals still make sense? Bills to review: home owners insurance. auto insurance. life insurance. Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. method when you wrote them? M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Saving Cents With Sense

JANUARY 4, 2014

Take out a life insurance policy. Options like Suncorp, in Australia, allow you to compare insurance options to provide the best for your child. Your child will receive this when they turn eighteen, giving them a great start at an independent life. Practice makes perfect, and perfect practice is even better.

Parenting 81

Parenting Saving Frugal Parenting Saving Money 81

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Here’s an explanation of how we make money. For more information, please see our Insurance Disclosure. Key Principles We value your trust.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Savings Corner

APRIL 4, 2024

Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries.

Insurance 40

Insurance Homeowner Insurance Discount Home 40

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Mar 14, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Here’s an explanation of how we make money. For more information, please see our Insurance Disclosure. Key Principles We value your trust.

Insurance 52

Insurance Florida 2002 Home 52

Prairie Eco-Thrifter

APRIL 9, 2013

I you don’t have a replacement for the income you will lose when you retire from your job, you need to make sure that you have done the retirement math and that it supports leaving your job. Knowing that money is going to be available brings a great deal of security. What will your expenses look like? Do you need the benefits?

Insurance 213

Insurance Work Money Kids and Family 213