Prairie Eco-Thrifter

MAY 30, 2012

A budget gives it to you plain and simple – the good, the bad and the ugly. Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. A budget provides you with a financial roadmap to get to where you want to be in life.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

You want to be able to contribute to investment accounts and build up a solid savings to get you through an emergency or unexpected job loss. It is about making sure we are being responsible and smart with our money. You just have to figure out a sensible portion—there is no magic formula. Money Tips'

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Gone were the days of having one bank account and only having to keep very simple records. Knowing I had the financial backing to live through negative life events (divorce, job loss, catastrophe, etc) removed a level of stress from my life. Setting goals and reaching them continues to be enriching and satisfying to me.

Money 247

Money Grandchildren Thrifty Job Loss 247

Family Balance Sheet

SEPTEMBER 9, 2014

We also went through multiple job losses, surgeries, huge car repairs, etc. My advice is going to sound really simple, but simple works. During those 10 or so years, our incomes were all over the place. They ranged from a low of about $2,300/yr (no zeros missing there!) to a high of maybe $80,000/year.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236