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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. I also include any quarterly or yearly registration fees, memberships dues, licenses, etc. Our list includes: home owner’s insurance – due yearly.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. Also include any quarterly or yearly registration fees, memberships dues, licenses, etc. I have built a monthly system to set aside money specifically for our yearly bills and while I still dread this month, I am no longer paralyzed by it.

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