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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly.

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The High Cost of Speeding

Prairie Eco-Thrifter

In addition to the actual cost of the ticket, the time and extra charges for auto insurance, a ticket can also impact life insurance costs, and your credit score (if you don’t resolve your tickets). You also use about 40% more gasoline, according to some musings by Bargain Babe and SelecTrucks. Your time costs.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance. My list includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Bills 100