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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. Our list includes: home owner’s insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Bills 130
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The High Cost of Speeding

Prairie Eco-Thrifter

The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. If you try to get it erased, you have court costs or at least a lawyer’s fees, plus time off from work to make appearances and take care of administrative stuff. Increased auto insurance costs. Possible increased life insurance costs.

Insurance 186
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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

I started our personal escrow account years ago, when we refinanced our mortgage. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance. My list includes: home owners insurance – due yearly. auto insurance – due yearly. life insurance – due yearly.

Bills 100
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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away. Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Look into effective health, disability and life insurance plans. What have you done to rectify them?

Money 235