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My Life Plan

Family Balance Sheet

Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Continue to live debt free with the ability to travel more, give more, pursue our passions. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Start saving for college. Achievable?

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FREE Dave Ramsey Download

Saving With Shellie

Get a free download of Dumping Debt by Dave Ramsey and learn how to get on track for 2012. This is audio lesson will teach you about Dave’s Debt Snowball Method and how to start the process of living debt free. We did two of the steps out of order and we still use our credit cards (responsibly).

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Free eBook: Hope Stands

Couponing 101

what''s the use? Life life crises life crisis life stinks life sucks money Money Management resources rock bottom Sam Kee Samuel Kee suicidal suicide what''s the point? why go on?'

Debt 61
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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. It’s a question of how to ensure the gains outweigh the losses.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. It took us two years of my husband working full-time at his job and then using every other second to work on the house.

Student 100
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Find out how Anna paid off $23,605 in college, personal loans, and credit cards.

Family Balance Sheet

Once I started getting out of debt I read Your Money or Your Life and it changed my whole outlook on money. What are the top 3 – 5 ways you found money to put towards debt. I sold old stuff I no longer used/wanted. No longer was I able to participate the way I used to so that caused a lot of stress. There is hope!

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

Read more about Shannon’s debt free journey. What inspired you to get debt free? In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. We were living on one income that placed us just at the top of lower class income level.

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