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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. Make a list of ALL your yearly, quarterly, and any other non-monthly expenses. auto insurance – due yearly.

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How to Make Millions with Passive Income

Prairie Eco-Thrifter

I often hear the phrase, “I believe in making an honest dollar”, which basically translates into, “I think you’re scheming to get rich without working for it.”. The majority of people make a living by working the typical 8am-5pm job (I don’t think the 9-5 job exists anymore). Making Millions with a Job. The Typical Job.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

You’ll know how much is in your checking and savings accounts and your retirement accounts. However, knowing your numbers will help you determine and make a plan for the messiness. This section is broken into Short Term (Cash) Accounts, Long Term Accounts, and tangible assets/property values.

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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

The trees are your investment accounts. You have to plant it, feed it, water it and care for it to make it grow big enough to notice. You don’t have to make hundreds of thousands of dollars, you just have to have some money left over after taking care of your obligations. Keep saving. You can do this.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. This is not an account to fund anything else–ever!

Bills 100
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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts. Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. Find yours and use it to make extra cash.

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Five Home Renovation Savings Tips

Prairie Eco-Thrifter

Possible sources include: Neighbors or real estate investors who tore out perfectly good materials and want to get rid of them. Garage or estate sales. Make it yourself items. Check with your barber, beautician, lawyer, accountant and most especially with any real estate agents you know. Thrift shops.