Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Motherhood Moments

JANUARY 24, 2023

Learn How Mortgages Work and What You May Need to Pay Before you make a final decision on a house, it is important to understand how mortgages work and how much you may have to pay to land the property. The lower your credit score, the more you may end up paying monthly. Remember to be smart along the way.

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Savings Corner

APRIL 4, 2024

The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. Let’s walk through the process of choosing and applying for a business loan step by step. Take a look at some of the most common business loans and what they’re best used for.

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Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

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Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan.

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Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world.

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Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. What is a home equity loan?

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