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The Deadly Sins of Personal Finance

Prairie Eco-Thrifter

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Everyone has different circumstances to take into account, whether it’s their family structure, personal situation, luck (or lack thereof), and their values. Wastefulness. Indebtedness.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Your City or County May Have Free Money For You.

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Reader Story: It’s Never too Late to Start: Personal Finance Planning for Over-40s

Prairie Eco-Thrifter

As for retirement; well, it was in the distant future. Better late than never’ is a good approach to personal finance for the over 40s. You may need to look at some areas where you are over-spending; for me it was dining out too often and expensive entertainment. Get advice about consolidating them into one or two.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Eleanor is a Consumer Advocate and helps consumers take control of their personal finances. Kimberly Foss, CFP, CPWA.

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Why do we need it? According to the resolution: Twenty-five.6 According to the resolution: Twenty-five.6 Your children know that you are saving money.

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

Credit is a tool in personal finance. The industry has done really well in other countries like England and New Zealand and it will likely become a big part of the American lending environment over the next few years. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

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Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Frank presents Passively Managed Funds posted at Individual Investor Strategies , saying, “Short-term mutual fund trading is a zero sum game played against other very well informed mutual fund traders and other securities market traders.

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