Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. I use this spreadsheet every year. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Savings Corner

DECEMBER 27, 2023

Use grad PLUS loans if you’ve maxed out your federal direct unsubsidized loans and still want to use federal loans to pay for graduate school. Ascent Graduate Student Loan While federal interest rates are historically low for the 2020-21 academic year, you still may get a better rate with a private graduate student loan.

Student 52

Student Graduation January College 52

Couponing 101

FEBRUARY 3, 2020

Depending on how you’re using it, maintaining your inbox might be sucking up a disproportionate chunk of your time. An empty inbox may seem like a dream come true, but sadly, you probably can’t just delete all your emails, even if you’ve already read them. Some, you may need to save to refer to later.

Spam 100

Spam Re-use At&T Organic 100

Saving With Shellie

MAY 5, 2016

Through May 7th, you can get a FREE 8×10 Photo Print (a $3.99 value) from Walgreens when you use promo code FREEGIFTPIC at checkout. Choose your favorite picture of the kiddos or the family, order your FREE 8×10 and then head to Hobby Lobby to pick up a nice frame (they’re 50% off every day).

Photos 40

Photos May Walgreens Printing 40

Couponing 101

FEBRUARY 12, 2020

You have multiple coupons for the same product, but you can’t use all of them… or can you? While you can’t always use multiple coupons for the same item, you can combine some coupons, and the results are often phenomenal. When you use multiple coupons on the same item, that is considered coupon stacking.

Re-use 107

Re-use Coupons At&T Storing 107

Couponing 101

FEBRUARY 5, 2020

Since sales are usually run by stores and coupons are often issued by manufacturers, you can generally use a coupon for additional savings off the sale price. Even if a coupon is issued by a store, it may still work with some sale items! The best method to find coupon match-ups is whatever method you’re most comfortable with.

Work 86

Work Re-use Newspaper Smart Source 86

Savings Corner

DECEMBER 24, 2023

How to choose the best money market account If you’re interested in opening a money market account, you’ll want to be sure to choose the right one. Debit card: Some accounts include a debit card in case you’d like to withdraw cash directly or use your money market account funds to buy things.

Money 52

Money Bank Banking Savings Account 52

Savings Corner

DECEMBER 24, 2023

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. Chances are good if you’re dealing with existing high-interest debt, you may also need a break on new purchases. That’s where a card like this shines.

Credit Cards 52

Credit Cards Credit December Bank of America 52

Teresa's Deals

AUGUST 11, 2016

This post may contain affiliate links. These cosmetic bags are perfect for your teenager, your gym bag, or just for everyday use. They’re water resistant, they fold for easy storage when not in use, they hold a bunch of stuff, and they’re super cute! Read the full disclosure here. ″ deep.

Cosmetics 100

Cosmetics Expires Re-use Storage 100

Savings Corner

APRIL 4, 2024

While we adhere to strict editorial integrity , this post may contain references to products from our partners. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Here’s an explanation for how we make money. Ethos is an insurance broker.

Life Insurance 52

Life Insurance Insurance Omaha Ranges 52

Prairie Eco-Thrifter

NOVEMBER 17, 2018

It’s easy to lose hope, particularly when money is tight and you’re desperate to find a new job, but it’s important not to let the strain of the experience get to you. At the same time, you’ll need to make sure that you compare your options online using sites like Readies.co.uk 2. Stay Organized.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

The Frugal Girl

SEPTEMBER 18, 2023

If you’re a regular around here, this will not be anything new, since I frequently share my coping mechanisms in posts here. ? Therapy ($$$) If you’re going through a really tough time, it might be worth it to pay for some professional help. He just used it for youtube, Google, Facebook Messenger Kids and taking pictures.

Phones 175

Phones Cat Health Frugal 175

Couponing 101

MAY 21, 2020

To snag this deal, use Mobile Order & Pay from the McDonald’s App. Note that this deal may not be combined with other offers. If you’re new to using the McDonald’s App, you might want to read our guide to saving money with the McDonald’s App for a quick primer! Craving French fries?

McDonalds 105

McDonalds Fry's Fridays Freebies 105

Couponing 101

FEBRUARY 17, 2020

Sliding down the slopes is exhilarating, but watching the money blow out of your wallet may not be quite as thrilling. While these items may be appealing and convenient, they generally come at a steep markup. If You’re a Beginner, Consider Renting or Borrowing Gear. Don’t Use High-End Gear. Gear is pricey.

Saving Money 66

Saving Money Money Rent Food and Drink 66

Savings Corner

DECEMBER 24, 2023

How to calculate compound interest How compound interest is calculated Compound interest is calculated by applying an exponential growth factor to the interest rate or rate of return you’re using. Below is a mathematical formula you could use for calculating compound interest over a certain period: Image source: The Motley Fool.

Calculators 52

Calculators Simple Re-use Growing 52

Prairie Eco-Thrifter

FEBRUARY 2, 2014

On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. In addition, you’re left with the burden of proving you are really you and that you didn’t charge up thousands of dollars. Use cash only? Retailers also need to protect your identity.

Identity Theft 228

Identity Theft Credit Freezers Credit Cards 228

Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

Frugal 100

Frugal June Flights CD 100

Motherhood Moments

JUNE 24, 2023

Getting noticed in a large company is a tough task for anyone, especially recent grads, those in entry-level positions and those re-entering the workforce after a period of absence. My book is all about overcoming that initial anxiety, as well as the stress over the natural question a new employee may ask: “What do I do now?”

Money 100

Money Wellness Work Re-use 100

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. cash back on every purchase, and because it’s in the Chase Freedom family of cards, you may eventually have a variety of upgrade options.

Credit Cards 52

Credit Cards Student Credit College 52

Couponing 101

SEPTEMBER 11, 2019

But while it may be most well known for its convenience, it can also help you stretch your dollar. While you’re at it, check out our 10 Money-Saving Instant Pot Recipes to get started! Every time you cook, you might be throwing away ingredients you could still get some use out of. Use Simple, Inexpensive Ingredients.

Money 67

Money Appliances Re-use Cooking 67

Couponing 101

MARCH 19, 2020

And if you’re working from home for the first time while also trying to care for your children, that learning curve may seem insurmountably steep. While you’re setting a schedule, don’t forget to include breaks. Many people dream of working from home. But as with anything, there’s a learning curve.

Work From Home 111

Work From Home Work Home Kids 111

Couponing 101

APRIL 28, 2020

Teacher Appreciation Week runs from May 4 through May 8 this year, with May 5th marking Teacher Appreciation Day. Places that deliver may be particularly good choices at the moment. Videotaping your child thanking them may be a fun treat for teachers. Volunteering your services may be invaluable for teachers.

Student 80

Student Art Gift Cards Re-use 80

Couponing 101

FEBRUARY 25, 2020

We generally recommend that if it’s a product you use regularly, you may want to check prices to see whether you’d be better off buying it in bulk. While which products are best to buy in bulk may vary between different shoppers, the following seven items are some of our favorites to buy in bulk. Paper Goods.

Bulk 85

Bulk Buy Buying Club 85

Koupon Karen

NOVEMBER 30, 2023

But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. There is also essential baby gear, like a car seat, travel system, or baby capsule, that you may need to spend money on. If you’re crafty, consider sewing or knitting some items yourself.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Not too shabby, but I need to up my game in May…lol! Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Couponing 101

APRIL 13, 2020

Learning about math, science, English, social studies, and other school subjects gives kids the foundations they need, but when focusing on academic subjects, some life skills may be overlooked. For instance, measuring ingredients uses math, while the cooking process illustrates scientific principles. Fixing Things.

Kids 90

Kids Home and Garden Sewing Gardening 90

Couponing 101

JANUARY 22, 2020

Others are avid couponers but may not have the right coupon with them for a particular product. Spread good vibes – We’re not going to lie — finding a coupon for an item you’re going to buy regardless can feel pretty magical. Additionally, other shoppers may find expired coupons and try to use them.

Re-use 103

Re-use Money Saving Money At&T 103

Savings Corner

DECEMBER 27, 2023

What this mortgage refinance calculator does If you’re thinking of refinancing your mortgage, it’s probably because you want to save money. It’s unlikely, but you may be able to accomplish both: reduce the monthly payment and pay less interest over time. Paying less interest over time.

Calculators 52

Calculators Refinancing Green Saving Money 52

Couponing 101

DECEMBER 3, 2019

When you discover a jug of milk in your fridge that expired three months ago, misplace your keys, or can’t find your grandmother’s cake recipe that you desperately want to make, you may feel beaten down by life. These seven organization apps may help you get your home (and life) in order. Tile is much more than an app.

Organic 72

Organic Organization Home Clothing and Accessories 72

Couponing 101

JUNE 17, 2020

Given its popularity, we’re sure you have at least a few go-to soul food recipes in your repertoire. But if you’re ready to try something new, check out these amazing recipes! We included this recipe because it is so rich and buttery that it may steal the show. Southern Sweet Cornbread via Whisk It Real Gud.

Recipes 59

Recipes Food United States Re-use 59

Couponing 101

DECEMBER 3, 2019

If you hit Black Friday as hard as we did, you’re probably starting to worry about how you’re going to pack all your purchases away until you need them. Prices could change and quantities may be limited. What storage solutions do you use? Let us know in the comments section. Rebrilliant 24.5″

Storage 75

Storage Organic Organization Re-use 75

Couponing 101

DECEMBER 18, 2019

So you’re hosting a holiday party. However ambitious your menu may have started out, as the deadline looms closer and closer, you might realize you need a helping hand. From fancy spanakopita to a classy spin on pigs in blankets, you’re just a sheet pan away from appetizers your guests will love. Hallelujah!

Frozen 59

Frozen Target Re-use Freezers 59

Couponing 101

MAY 21, 2019

Whether you’re already one of Philosophy’s loyal tribe of followers or you’re thinking of trying out a new skin care routine, Philosophy’s Memorial Day code can set you up. Enter promo code mdw19 from May 23 through May 27 to snag $20 off a $50 purchase. Do you use Philosophy skin care products?

Philosophy 68

Philosophy Codes Memorial Day ReNew 68

Simply CVS

MARCH 17, 2012

One of the first things I encouraged Elizabeth (my CVS Shopper in Training) to do was to use a CVS Green Bag Tag and reusable shopping bag to earn more extra bucks. I decided to pull out and re-post this older article for those of you who may not be familiar with the CVS Green Bag Tag Program.

Green 196

Green CVS Re-use Shopping 196

Couponing 101

JULY 24, 2019

If you’re looking for a fun throwback, you’re in luck. The PlayStation Classic Console comes loaded with 20 popular retro games you may already know and love, including Final Fantasy VII, Resident Evil, Grand Theft Auto, and more. And if you’re buying online, use Rakuten for an extra 1% cash back!

Memory Cards 55

Memory Cards Re-use Saving Games 55

Prairie Eco-Thrifter

NOVEMBER 26, 2013

We’re just a few short weeks from the Christmas panic. People who wait this long usually aren’t shopping for the perfect gift; instead, they’re just looking to give ANY gift so the people in their lives will know that they care. Use the Internet. If you are going to shop online, try to use a credit card.

Christmas 203

Christmas Shopping Gift Cards Credit Cards 203

Couponing 101

SEPTEMBER 9, 2019

When you’re tired, overworked, and hungry, that word can seem intimidating. If you find yourself in this predicament, you may be left scrounging through your fridge or running to the store to gather ingredients. Either way, it will probably take unnecessary time and energy that you may not have to spare on a weeknight.

Dinner 74

Dinner Leftovers Meals Re-use 74