article thumbnail

Refinancing and equity – NerdWallet

Savings Corner

This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. So how do we make money?

article thumbnail

Auto Refinance Calculator | Bankrate

Savings Corner

Refinancing your car loan can lower your interest rate and save hundreds or even thousands over the life of your loan. No matter the circumstance, it is worth your while to calculate savings and compare auto refinancing rates. This way, you can calculate if refinancing will really save you money compared to your current loan.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Compare Best Auto Loans, Rates and Lenders

Savings Corner

Loans for used cars may come with certain restrictions, such as maximum mileage or vehicle age. Auto refinancing loans enable you to replace your current auto loan with a new one from another lender. You may want to refinance if you think you could now qualify for a lower interest rate.

article thumbnail

How to Manage Your Personal Loan

Savings Corner

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. Prepayment fees are rare in personal loans, but it’s a good idea to review your loan contract before you pay it off to avoid a surprise.

Debt 52
article thumbnail

Mortgage Calculator with PMI and Taxes

Savings Corner

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). NerdWallet also has a refinancing calculator. The mortgage payment calculator can help you decide what the best down payment may be for you. Buy less house.

article thumbnail

How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan lenders may charge origination fees up to 10 percent of the amount you borrow, and the cost is typically deducted from your loan funds.

Debt 52
article thumbnail

What Is Financial Planning? | Bankrate

Savings Corner

That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. This kind of plan may involve investment management, tax planning and estate planning as well as any other kind of need that may arise over time.

Goals 52