The Frugal Girl
FEBRUARY 18, 2024
How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? This one my husband saved from his own childhood 10. Childhood joy.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Emergency Savings = Last Resort. Post-coronavirus, not so much!
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Prairie Eco-Thrifter
MARCH 14, 2011
Any housing related insurance fees and property taxes are also important to include. This includes meals, beverages, snacks, desserts, and all essential items needed for food preparation. This includes meals, beverages, snacks, desserts, and all essential items needed for food preparation. Clothes are a necessity.
Family Balance Sheet
MAY 6, 2020
I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. What got us through financially? Our emergency fund. March 2020 arrived.
The Frugal Girl
MARCH 4, 2024
How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) What’s the “why” behind your money-saving efforts? A third “why” is that saving money is like a game to me.
Family Balance Sheet
JUNE 22, 2020
As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We applied some of this extra cash towards debt and the balance was saved for medical expenses. My grocery strategies: How to Save Money on Groceries.
Family Balance Sheet
JUNE 8, 2018
Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Food: groceries, meals out, school lunches. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. The grocery category is the easiest one to reduce.
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