Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. How to Save Money Visiting Yellowstone National Park. How to Save Hundreds of Dollars a Year on Your Water Bill.

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

APRIL 2, 2022

If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money. Include all the activities that you want to do again or didn’t get to in 2022 regardless if it was due to time or money, and enter an expected expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

NOVEMBER 19, 2014

We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We sold our house so now we are on Baby Step 4!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

SEPTEMBER 29, 2016

How much debt did you pay off? What kind of debt was it? worth of debt. We owed money to just about everybody. We had two student loans that still had balances, even though we’d already been paying on them for 10 years. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And if you rent, save money and then invest the difference. Save money by preparing your own meals. Gifts don’t have to cost a lot of money. Drink water to save money and calories. Eat out less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JUNE 16, 2015

What are the top 3 – 5 ways you found money to put towards debt. We cut our lifestyle to nothing and threw all that extra money at the debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. There were no money arguments.

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JULY 2, 2015

I did read about the Dave Ramsey method, however, I knew that for us, it would take something more extreme than cutting expenses and putting that money towards our debt. Once we did that we were able to pay everything off at once. What are the top 3 – 5 ways you found money to put towards debt.

Student 100

Student Debt Debt Free Finds 100

Saving Cents With Sense

DECEMBER 20, 2013

Let’s look at where you could save a little money this holiday season: Christmas Lights. Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Photo by jspad via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

JANUARY 20, 2017

What inspired you to become debt free? When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. full-time so we started bringing in a decent amount of money.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

AUGUST 5, 2015

What are the top 3 – 5 ways you found money to put towards debt. We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. Earn extra money. Sell things.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What inspired you to get debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

However, we were never going to make any substantial headway on paying off these loans early unless we had some heavy hitters and our monthly retirement contribution was a heavy hitter. As hard as it was to do, we stopped contributing to our retirement for about three years and applied that money to these loans.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Arguably if I’d known about all the great free advice around at that time I’d have got out of debt sooner, but in the early days it was really a case of trying to figure it out for myself. What are the top 3 – 5 ways you found money to put towards debt. There was only one way to find out!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

The inspiration to pay off my debt was watching my grandmother balance her checkbook. She was so meticulous with her money. That observation brought back the flood of stories she and my grandfather told about coming to the US from Cuba with no money and starting over in their late 30s. Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. I was raised debt-free and Barry was introduced to a debt-free lifestyle from his grandmother and aunt. Live junk and debt free! And it saves on gas too.

Debt Free 100

Debt Free Debt Budgeting Budget 100