Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That final number will be your goal to save each month between now and November 25, 2013. Also let us know how you saved the money.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club'

Club 100

Club Christmas May Goals 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 5 months til Christmas!

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Set aside your monthly savings goal for July.

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. a "I don't have to worry, because I've saved money" Christmas. We have to plan and save for it. a relaxing Christmas. I created one on Excel.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

March 100

March Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

February 100

February Club Christmas Goals 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting. How did I do in April?

April 100

April Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus.

ING Direct 99

ING Direct Kids Nov November 99

For the Mommas

NOVEMBER 26, 2011

I also wanted to give you a heads up about these other offers: $107 Electric Orange account opening bonus. Open Electric Orange November 25th – 27th and make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card or Person2Person. $27 27 Kids Savings Account opening bonus.

ING Direct 69

ING Direct Gratitude Thanksgiving November 69

For the Mommas

NOVEMBER 27, 2011

free when you open up an ING direct account for your kiddos. :: Go here to ING Direct. :: Open up a Kids Account. :: Get $27 Free – you will be able to withdrawal in 30 days. $27 27 Kids Savings Account opening bonus. Open a Kids Savings Account November 25th – 27th and we’ll put a $27 bonus into your new account.

ING Direct 70

ING Direct Savings Account November Music 70

For the Mommas

NOVEMBER 25, 2011

I posted about the free $27 deposit when you open a kids account at ING direct. I also wanted to give you a heads up about these other offers: $107 Electric Orange account opening bonus. Your $107 bonus will be automatically deposited into your account on day 50. 27 Kids Savings Account opening bonus.

ING Direct 74

ING Direct Money November Fridays 74

Saving Everyday

NOVEMBER 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Shop and dine as you normally do to start earning earn cash back in your Upromise account. What is Upromise?

College 59

College November Money Credit Cards 59

Family Balance Sheet

OCTOBER 10, 2014

Every month, we transfer this money into a savings account that is connected to our checking account. When a bill comes due, I transfer from the savings into the checking to pay to bill. This savings account is strictly a Personal Escrow Fund and is only to be used for the bills that you have identified for the fund.

Finance 100

Finance Property Taxes Organic Organization 100

For the Mommas

NOVEMBER 24, 2012

for new checking accounts. How it works: Open Electric Orange November 23 rd - 25 th and make a total of 10 purchases (either signature or PIN-based) using your Electric Orange Card or CheckMate SM deposits (or any combination of the two) within 45 days. Get $10 for your kids in a savings account with ING Direct.

ING Direct 66

ING Direct November Savings Account Free 66

For the Mommas

NOVEMBER 23, 2012

Get $10 for your kids in a savings account with ING Direct. Open a Kids Savings Account November 23 rd – 25 th and we’ll put a $10 bonus into your new account. Only available when you open a new account with at least one new Customer (either you or the kiddo must be a new Customer to ING DIRECT). $10

ING Direct 61

ING Direct Fridays Kids Savings Account 61

Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover. And this is when the junk hit the fan.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

FEBRUARY 9, 2018

However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. However, that all changed the end of November when my daughter called me from school that she had a reoccurrence. We felt we didn’t have a choice, and we put the issue behind us.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

MARCH 17, 2017

In November of 2016 we were facing a hefty health insurance premium increase for 2017 that was more than twice what we paid in 2016. We had a few sleepless nights in November and I truly felt betrayed by the health exchange and insurance companies. Sleepless Nights. ” Check the Medi-Share Guidelines for more details.

Health Insurance 164

Health Insurance Insurance Health Bills 164

For the Mommas

NOVEMBER 25, 2011

I posted about the free $27 deposit when you open a kids account at ING direct. I also wanted to give you a heads up about these other offers: $107 Electric Orange account opening bonus. Your $107 bonus will be automatically deposited into your account on day 50. 27 Kids Savings Account opening bonus.

ING Direct 45

ING Direct Money November Fridays 45

For the Mommas

NOVEMBER 25, 2012

for new checking accounts. How it works: Open Electric Orange November 23 rd - 25 th and make a total of 10 purchases (either signature or PIN-based) using your Electric Orange Card or CheckMate SM deposits (or any combination of the two) within 45 days. Get $10 for your kids in a savings account with ING Direct.

ING Direct 40

ING Direct Kids November Savings Account 40

For the Mommas

NOVEMBER 24, 2012

Get $10 for your kids in a savings account with ING Direct. Open a Kids Savings Account November 23 rd – 25 th and we’ll put a $10 bonus into your new account. Only available when you open a new account with at least one new Customer (either you or the kiddo must be a new Customer to ING DIRECT). $10

ING Direct 40

ING Direct Kids Savings Account November 40

Family Balance Sheet

AUGUST 30, 2014

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget.

Budgeting 100

Budgeting Budget Grocery Groceries 100

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. 2 – Increase business emergency savings. Start Additional Savings Accounts.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

MARCH 4, 2016

Finally in November 2011, just 7 months after we started, we looked down on paper and realized we were one payment away from debt freedom. We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace.

Debt 100

Debt Finds Debt Free Television 100

Coupons Do Work

JUNE 15, 2016

What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! November is my favorite month because it is my birthday month! The best guide !

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Saving Everyday

NOVEMBER 13, 2012

Buy 4 General Mills Cereal, Save $3 Instantly. when you buy 4 participating GM items, save $3 instantly at checkout. ea/ wyb 4 after coupons & instant savings. 2 Dole, canned fruit All You, November 2012 (exp 12/31/2012) . Buy 4 Participating P&G Items, Save 4 Instantly – Prices Reflect The Discount.

Kroger 49

Kroger General Mills Philadelphia Cream Cheese Betty Crocker 49

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Also, since losing my Dad in November , I’ve been wanting to get back more often to help my step-mom. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. Do not underestimate the power of saving change.

Disney 83

Disney Hotel Goals Money 83