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How We Paid off Six Figures of Debt

Family Balance Sheet

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. While we don’t regret the decision to pause retirement contributions, since it’s a big reason why we were able to pay off so much debt, we did start to feel uneasy. We’re STILL here!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. During that time, I started to budget for everything. lined paper.

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