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Friday Links – Win an iPad Mini Edition

Prairie Eco-Thrifter

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Saving Money on Renovations. It really makes me happy.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. A Tour of Our Backyard.

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How We Paid off Six Figures of Debt

Family Balance Sheet

After the first year, the new business debt weighed on me. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. We stopped paying for our gym membership. .

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2019 Debt Freedom Plan Update

Family Balance Sheet

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 2 – Increase business emergency savings. 3 – Cash flow necessary business expenses and renovations.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. During that time, I started to budget for everything.

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What Is A Personal Loan?

Savings Corner

A personal loan is money borrowed from a lender that can be used for nearly any purpose. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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