Motherhood Moments

JANUARY 24, 2023

In most cases, if you’re asking is a home warranty worth it , the answer is yes if you consider that the average price to fix an air conditioner or repair an HVAC system can be upwards of $5000 or more. Keep in mind that a home warranty will be an extra expense each month, but it may be well worth it for peace of mind.

Money 130

Money Home Real Estate Warranties 130

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 10 – Pay Off Mortgage Debt. . For the time being, we’ll continue to live well, but frugally.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Tax advantages: You could be eligible for a tax deduction if you use the loan proceeds to substantially improve or repair the home.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. Assess your overall financial well-being.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. Living a life focused on paying off debt is not always easy.

Debt 130

Debt Health Insurance Insurance Budgeting 130