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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk.

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Friday Links – Garden Edition

Prairie Eco-Thrifter

Check them out: Good Reads From The Blogosphere: Emily from Evolving Personal Finance is having a Debate over Outsourcing Cleaning with her husband and wants to know if you think that paying for cleaning is a worthwhile luxury. Parents of students and students- Have you figured out your plans for summer yet?

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

The website handles processing, collection and passes payments through to the investors. Rates for loans are competitive with personal loans from traditional banks. Credit is a tool in personal finance. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

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The Basics of Starting a Freelance Business

Prairie Eco-Thrifter

I recommend that you set up your business as an LLC ( Limited Liability Company ), that way if someone sues the business for any reason they can’t come after your personal assets, only what the business owns. You can have a lawyer do this for you, but they will charge you quite a bit for such a simple process.

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Avoid These Financial Mistakes with Your Kids

Prairie Eco-Thrifter

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Derailing them with sudden windfalls. Bailing them out.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Corey presents Benefits of an Adjustable Rate Mortgage posted at Steadfast Finances , saying, “Have you ever considered an adjustable rate mortgage?

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Taking Advantage of Investment Opportunities Saving allows you to invest without incurring facilitation fees or taking up credit facilities that will ultimately eat into your personal finance returns. Some debts like mortgages and personal loans don’t need to be paid off straight away. Bottom Line?